比较阿联酋领先银行的定期存款选项,最大化您的储蓄回报。

获取阿联酋最佳存款利率

Ajman Bank Logo
Minimum Deposit: AED 100,000.00
Tenure: 180 - 1080 days
Interest Rate: 4.25%
Payment Frequency: Upfront
Early Withdrawal Penalty: Upfront profit amount deducted from principal upon early withdrawal
Islamic Deposit: Yes

Features:

Profit is paid immediately upon booking instead of waiting for maturity.

Al Hilal Bank Logo
Minimum Deposit: AED 5,000.00
Tenure: 30 - 1825 days
Interest Rate: 1.1%
Payment Frequency: Monthly
Early Withdrawal Penalty: Profit recalculated for the completed period; excess profit received is adjusted.
Islamic Deposit: Yes

Features:

Auto rollover available. Monthly profit distribution. Available for minors with guardian consent.

Al Hilal Bank Logo
Minimum Deposit: AED 5,000.00
Tenure: 30 - 365 days
Interest Rate: 5.25%
Payment Frequency: Upon Maturity or Monthly
Early Withdrawal Penalty: Profit reduced by 1% from the applicable rate; no profit if withdrawn before 1 month.
Islamic Deposit: Yes

Features:

Flexible tenures. Higher tenures offer better expected returns. Credit card eligibility based on deposit.

Al Maryah Community Bank Logo
Minimum Deposit: AED 5,000.00
Tenure: 30 - 1825 days
Interest Rate: 3.22%
Payment Frequency: Upon Maturity, Monthly, Quarterly, Half Yearly & Yearly
Early Withdrawal Penalty: 1% per annum less than the applicable interest rate for the actual tenor. No interest paid if withdrawn before 30 days.
Islamic Deposit: No

Features:

Recurring deposit available for up to 60 months. Auto-renewal option available. Interest calculated on an Actual/360 basis.

Bank of Sharjah Logo
Minimum Deposit: AED 200,000.00
Tenure: 30 - 365 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: Minus 2% of the published rate for the completed tenure. No interest if tenure is 2% or less.
Islamic Deposit: No

Features:

Requires an active Current, Savings, or Notice Account with the Bank. Deposits can be renewed along with interest (Principal or Principal + Interest). Longer periods may be available upon agreement.

Commercial Bank of Dubai Logo
Minimum Deposit: AED 10,000.00
Tenure: 30 - 365 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: No interest will be paid, or a penalty will be charged if the Time Deposit is broken before maturity.
Islamic Deposit: No

Features:

Flexible tenors available. Customers must hold a Current or Savings account with CBD.

Commercial Bank of Dubai Logo
Minimum Deposit: AED 10,000.00
Tenure: 720 - 720 days
Interest Rate: 1.4%
Payment Frequency: On Maturity
Early Withdrawal Penalty: Lower interest applied for the completed period. No interest if withdrawn early.
Islamic Deposit: No

Features:

Fixed 720-day tenor. Interest calculated daily and credited on liquidation or maturity.

Commercial Bank of Dubai Logo
Minimum Deposit: AED 100,000.00
Tenure: 360 - 360 days
Interest Rate: 0.73%
Payment Frequency: On Maturity
Early Withdrawal Penalty: Lower interest applied for the completed period.
Islamic Deposit: No

Features:

Higher rates for deposits above AED 600,000 (Exclusive Step-Up: 0.85%).

Commercial Bank of Dubai Logo
Minimum Deposit: AED 1,000.00
Tenure: 1080 - 1080 days
Interest Rate: 8.25%
Payment Frequency: Monthly, Paid on Maturity
Early Withdrawal Penalty: No interest paid if withdrawn before the maturity period.
Islamic Deposit: No

Features:

36-month recurring deposit with interest paid at maturity.

Commercial Bank of Dubai Logo
Minimum Deposit: AED 5,000.00
Tenure: 540 - 540 days
Interest Rate: 1.4%
Payment Frequency: On Maturity
Early Withdrawal Penalty: No interest paid if withdrawn before the maturity period.
Islamic Deposit: No

Features:

Monthly deposits of AED 5,000 or more required.