Education Finance
| 伊斯兰金融 | 是 |
| 最低工资 | AED 5,000 |
| 最低年龄 | 21 年 |
| 最高年龄 | 65 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | At least 6 months in current job with salary transferred to Ajman Bank |
| 最低贷款金额 | AED 5,000.00 |
| 最高贷款金额 | AED 500,000.00 |
| 最低贷款期限 | 12 个月 |
| 最高贷款期限 | 48 个月 |
| 固定利率： | 不适用 |
| 递减利率： | 3.75% - Profit rate may vary based on client profile and institution |
| 处理费： | 1.00% - Subject to a maximum cap; T&C apply |
| 提前结清费： | 1.00% - Calculated on outstanding financed balance |
| 逾期付款费： | 0.00% - Charged as charity donation in line with Islamic principles |
| 保险费： | 不适用 - Takaful coverage may apply as per bank policy |
所需文件
Emirates ID, passport/visa, salary certificate, enrollment or fee schedule
促销活动
Fee waivers or discounted rates during special periods
额外福利
Custom repayment aligned with tuition deadlines
特点：
Financing disbursed to educational institution or student as needed
一般说明
Fully Sharia-compliant and subject to bank approval
