Abu Dhabi Islamic Bank

Abu Dhabi

https://www.adib.ae

Bank Logo
Abu Dhabi Islamic Bank

Branches

Abu Dhabi Islamic Bank Abu Dhabi Islamic Bank - Al Barsha

Abu Dhabi Islamic Bank - Al Barsha

Ground Floor, Al Barsha Mall, Al Barsha Area - Dubai

Abu Dhabi Islamic Bank Abu Dhabi Islamic Bank - Arenco DIC

Abu Dhabi Islamic Bank - Arenco DIC

Arenco Building - Sheikh Zayed Rd - Dubai

Abu Dhabi Islamic Bank Abu Dhabi Islamic Bank - Al Muhaisnah

Abu Dhabi Islamic Bank - Al Muhaisnah

Al Muhaisnah First - 309 Al Khawaneej St - Dubai

Personal

Deposits

Abu Dhabi Islamic Bank Logo
Minimum Deposit: AED 10,000.00
Tenure: 1 - days
Interest Rate: 0.8%
Payment Frequency: Monthly
Early Withdrawal Penalty: Profit eligibility requires a minimum balance of AED 10,000 maintained daily
Islamic Deposit: Yes

Features:

Profit is calculated daily and distributed monthly. No cheque book or ATM card issued.

Abu Dhabi Islamic Bank Logo
Minimum Deposit: AED 10,000.00
Tenure: 30 - 1825 days
Interest Rate: 1.1%
Payment Frequency: On Maturity
Early Withdrawal Penalty: Profit calculation will be based on ADIB’s latest terms and conditions
Islamic Deposit: Yes

Features:

Tenors available for 1, 3, 6, 9, 12, 24, 36, 48, and 60 months. Profit can be transferred to an account or reinvested.

Mortgages

Abu Dhabi Islamic Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Max Loan Amount: AED 30,000,000.00
Loan Tenure: 300 months
Loan-to-Value (LTV): %
Processing Fee:

Features:

Profit calculation based on EIBOR + fixed margin.

Abu Dhabi Islamic Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): %
Processing Fee:

Features:

Non-resident applicants subject to additional conditions.

Car Loans

Abu Dhabi Islamic Bank Logo
Interest Rate: 4.75% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Shariah-compliant Auto Finance using Murabaha and Musawama contracts. Up to 90 days grace period for the first installment. Partial and early settlements allowed with proof of funds.

Safe Deposit Lockers

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Annual Rental Fee: AED 700.00
Security Deposit: AED 1,000.00
Availability: Available at Abu Dhabi, Al Ain, Dubai (Barsha, SZR, Deira, DIC), Sharjah, Ajman, Fujairah branches
Access Frequency: Unlimited access during branch working hours
Locking Mechanism: Dual key system

Special Features:

Dual key system, vault storage

Abu Dhabi Islamic Bank Logo
Annual Rental Fee: AED 1,000.00
Security Deposit: AED 1,000.00
Availability: Same branches as Small locker size
Access Frequency: Unlimited access during branch working hours
Locking Mechanism: Dual key system

Special Features:

Dual key system, vault storage

Savings Accounts

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Interest Rate Not Applicable
Account Type Islamic Savings (Mudarabah)
Open Online: Yes
Abu Dhabi Islamic Bank Logo
Interest Rate Not Applicable
Minimum Balance: AED 3,000.00
Account Type Islamic Savings (Mudarabah)
Open Online: Yes

Business

Business Current Accounts

Abu Dhabi Islamic Bank Logo
Min. Avg. Balance: AED 750,000.00
Monthly Fee: AED 125.00
Abu Dhabi Islamic Bank Logo
Min. Avg. Balance: AED 250,000.00
Monthly Fee: AED 350.00

SWIFT Codes

Abu Dhabi Islamic Bank
ABDIAEAD

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