About Abu Dhabi Islamic Bank
Abu Dhabi Islamic Bank PJSC is an Islamic bank based in Abu Dhabi city, in the United Arab Emirates. It is recognized for providing many of the world's leading financial and banking services. Abu Dhabi Islamic Bank, often abbreviated as ADIB, is a Public Joint Stock Company, with its information and services available through its official website and Facebook community.
Services and Operations
ADIB offers a wide range of banking services. In personal banking, the bank provides current accounts that offer flexibility to apply for cheque books, pay bills, transfer salary funds, and withdraw cash for free at over 500 ADIB ATMs. The bank is also known for offering world-class products and services supported by one of the largest distribution networks in the UAE. This includes both physical branches and digital platforms, ensuring a broad reach and accessibility for the bank's customers.
Branches and ATMs
ADIB has a robust presence in the UAE, with more than 60 branches spread across the country. Each branch offers priority services to senior citizens and people of determination. The bank's headquarters are located on Sheikh Rashid Bin Saeed St (Old Airport Road), opposite the Millennium Al Rawdah Hotel. In addition to its branches, ADIB provides access to a widespread network of ATMs, catering to the various transactional needs of its customers.
Global Presence
While ADIB has a strong presence in the UAE, its operations extend beyond the borders of the country. Internationally, the bank has a presence in six other countries, expanding its services to a global clientele. This international presence coupled with its comprehensive services have positioned it as the second-largest Islamic bank in the UAE, comprising 5% of total banking system assets at the end of the first half of 2024. This status has earned it an 'A+' affirmation from Fitch Ratings, indicating a stable outlook for the bank's operations.
Branches
Abu Dhabi Islamic Bank - Al Barsha
Ground Floor, Al Barsha Mall, Al Barsha Area - Dubai
Abu Dhabi Islamic Bank - Arenco DIC
Arenco Building - Sheikh Zayed Rd - Dubai
Abu Dhabi Islamic Bank - Al Muhaisnah
Al Muhaisnah First - 309 Al Khawaneej St - Dubai
Abu Dhabi Islamic Bank
Rd, Dubai Mall - Financial Ctr St - Downtown Dubai - Dubai
Abu Dhabi Islamic Bank - Sh. Zayed Road
Emarat Atrium, Opp. Emirates Holidays Hotel، Sheikh Zayed Road - Dubai
Abu Dhabi Islamic Bank - Nad Al Sheba
Avenue Mall - Nad Al Sheba - Nad Al Sheba 2 - Dubai
Abu Dhabi Islamic Bank - Nad Al Hamar
Adel Bel Remaitha Building - Rebat St - Nadd Al Hamar - Dubai
ADIB Home Finance Branch
Building 4, Emaar Business Park - Dubai
Abu Dhabi Islamic Bank Direct Sales Centre
786P+5F6 - Deira - Dubai
Abu Dhabi Islamic Bank - Al Wahda Mall Abu Dhabi
Ground Floor, New Extension,Al Wahda Mall - Abu Dhabi
Abu Dhabi Islamic Bank - Deira Branch
Al Ghurair Building - Al Maktoum Rd - Deira - Dubai
Abu Dhabi Islamic Bank (ADIB) - Al Qusais
AL QUSAIS FIRST - Al Qusais - Dubai
Abu Dhabi Islamic Bank - Al Buhairah
Shera Al Emarat Building, Al Buhairah Corniche - Sharjah
Abu Dhabi Islamic Bank (ADIB) - Headquarters
Sheikh Rashid Bin Saeed St - Al Muntazah - Zone 1 - Abu Dhabi
Abu Dhabi Islamic Bank - Bawabat Al Sharq Mall
Mall - Bani Yas - Bawabat Al Sharq - Abu Dhabi
Abu Dhabi Islamic Bank - Sharjah
994X+3P - opp. to Etisalat Head office - Al Mussalla - Al Gharb - Sharjah
Abu Dhabi Islamic Bank - Dalma Mall
Dalma Mall - Al Wazn St - Abu Dhabi Industrial City - ICAD I - Abu Dhabi
Abu Dhabi Islamic Bank - Al Bateen
Al Bateen - W35 - Abu Dhabi
Abu Dhabi Islamic Bank - Sheikh Zayed Main Branch
135th St - 'Asharij - Bida Bin Ammar - Abu Dhabi
Personal
Mortgages
Features:
Profit calculation based on EIBOR + fixed margin.
Features:
Non-resident applicants subject to additional conditions.
Features:
Applicable only for UAE Nationals.
Features:
Allows property owners to unlock capital for other investments.
Car Loans
Features:
Shariah-compliant Auto Finance using Murabaha and Musawama contracts. Up to 90 days grace period for the first installment. Partial and early settlements allowed with proof of funds.
Safe Deposit Lockers
Special Features:
Dual key system, vault storage
Special Features:
Dual key system, vault storage
Special Features:
Dual key system, vault storage
Special Features:
Dual key system, vault storage
Business
Business Current Accounts
