Banque Misr
Cairo, Egypt
https://www.banquemisr.com
Banque Misr
Branches
Banque Misr - Dubai Branch
Third - 41 27th St - Port Saeed - Dubai
Banque Misr - Business Bay Branch
Tower, The Bay Gate - Al Mustaqbal St - Business Bay - Dubai
Banque Misr - Sharjah branch
Crystal plaza, corniche Al buhaira - Corniche St - Al Majaz 1 - Sharjah
Personal
Deposits
Minimum Deposit:
AED 0.00
Tenure:
180 - 365 days
Interest Rate:
3.9%
Payment Frequency:
Upfront
Early Withdrawal Penalty:
Penalty varies: 2% if withdrawn within 3 months, 1% within 6 months, 0.5% within 9 months, and 0.25% after 9 months.
Islamic Deposit:
No
Features:
Allows earning interest upfront. Available only in AED. Can be used as collateral for loans or credit cards.
Minimum Deposit:
AED 0.00
Tenure:
180 - 365 days
Interest Rate:
3.7%
Payment Frequency:
On Maturity
Early Withdrawal Penalty:
Interest recalculated at a lower rate if withdrawn before maturity.
Islamic Deposit:
No
Features:
Offers high interest rates and stability for short-term investments.
Car Loans
Interest Rate:
Maximum Loan Amount:
AED 6,000,000.00
Loan Tenure:
96 months
Loan-to-Value (LTV):
100.00%
Features:
Sharia-compliant Murabaha financing; Free life and disability insurance; Vehicle can be licensed to a third party from the debtor’s family or a company
Savings Accounts
Interest Rate
0.50% - 1.75%
Minimum Balance:
AED 0.00
Account Type
Standard
Open Online:
Yes
Interest Rate
0.50%
Minimum Balance:
AED 10,000.00
Account Type
Salary
Open Online:
Yes
