Dubai Islamic Bank

Dubai

https://www.dib.ae

Bank Logo
Dubai Islamic Bank

Branches

Dubai Islamic Bank Dubai Islamic Bank

Dubai Islamic Bank

التقاطع الرابع - الطابق الرضي - Sheikh Zayed Rd - Dubai

Dubai Islamic Bank Dubai Islamic Bank (DIB) | Al Barsha – Al Ittihad Mall Branch, Dubai

Dubai Islamic Bank (DIB) | Al Barsha – Al Ittihad Mall Branch, Dubai

G-17, Al Barsha Mall، 23rd Street, Al Barsha - Dubai

Dubai Islamic Bank Dubai Islamic Bank (DIB) | Ibn Battuta Branch, Dubai

Dubai Islamic Bank (DIB) | Ibn Battuta Branch, Dubai

China Court, IBN Battuta Mall, Jebel Ali - Jebel Ali Village - Dubai

Personal

Deposits

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Minimum Deposit: AED 25,000.00
Tenure: 180 - 365 days
Interest Rate: Varies
Payment Frequency: Upfront (15 days after booking)
Early Withdrawal Penalty: Profit entitlement reduced based on duration held before maturity.
Islamic Deposit: Yes

Features:

Sharia-compliant Wakala investment; funds must remain for full tenor to earn expected profit.

Dubai Islamic Bank Logo
Minimum Deposit: AED 25,000.00
Tenure: 30 - 720 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: Lower profit applies if withdrawn before maturity.
Islamic Deposit: Yes

Features:

Available in AED and USD; flexible tenors from 1 to 24 months.

Mortgages

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Interest Rate: 3.79%
APR: 4.59%
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1% of loan amount (VAT applicable).

Features:

Only available for first-time property buyers.

Dubai Islamic Bank Logo
Interest Rate: 3.79%
APR: 4.59%
Loan Tenure: 300 months
Loan-to-Value (LTV): 90.00%
Processing Fee: 1% of loan amount (VAT applicable).

Features:

Exclusive for UAE Nationals under government-backed housing schemes.

Car Loans

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Interest Rate: 4.12% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): %

Features:

Available for new and used cars, installment deferment via DIB alt phone banking.

Dubai Islamic Bank Logo
Interest Rate: 3.46% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): %

Features:

Available for new and used electric cars, installment deferment via DIB alt phone banking.

Safe Deposit Lockers

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Annual Rental Fee: AED 1,050.00
Security Deposit: AED 500.00
Availability: Multiple branches: Abu Dhabi, Dubai (Jumeirah, Al Barsha, Al Maktoum, SZR), Sharjah, Ajman, RAK
Access Frequency: Branch hours only
Locking Mechanism: Dual key system (customer key + bank master key)

Special Features:

Standard vault storage, available for both personal and business customers

Dubai Islamic Bank Logo
Annual Rental Fee: AED 1,312.50
Security Deposit: AED 500.00
Availability: Multiple branches: Abu Dhabi, Dubai (Jumeirah, Al Barsha, Al Maktoum, SZR), Sharjah, Ajman, RAK
Access Frequency: Branch hours only
Locking Mechanism: Dual key system (customer key + bank master key)

Special Features:

Standard vault storage, available for both personal and business customers

Personal Loans

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Flat Interest Rate: N/A
Reducing Rate: 7.00%
Max Loan Amount: AED 4,000,000.00
Loan Tenure: 48 months
Min Salary: AED 3,000
Processing Fee: 1.05%

Features:

Sharia-compliant (Sukuk purchase and sale). Flexible repayment plans, potential high financing limits.

Dubai Islamic Bank Logo
Flat Interest Rate: N/A
Reducing Rate: 7.00%
Max Loan Amount: AED 2,000,000.00
Loan Tenure: 48 months
Min Salary: AED 3,000
Processing Fee: 1.05%

Features:

Finances intangible services under Ijara structure; easy installments for rent, medical, educational fees, etc.

Savings Accounts

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Interest Rate Not Applicable
Minimum Balance: AED 3,000.00
Account Type Islamic - Current and Savings
Open Online: No
Dubai Islamic Bank Logo
Interest Rate Not Applicable
Minimum Balance: AED 3,000.00
Account Type Islamic - Standard Savings
Open Online: No

Business

SWIFT Codes

Dubai Islamic Bank
DUIBAEAD

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