Dubai Islamic Bank

Dubai

https://www.dib.ae

银行标志

迪拜伊斯兰银行

迪拜伊斯兰银行成立于1975年,具有在其所有业务和运营中结合伊斯兰教法原则的首家伊斯兰银行的殊荣。按资产计算,它是阿联酋最大的伊斯兰银行,并且是一家在迪拜金融市场上市的股份制公司。凭借其对伊斯兰法律的遵守,它在银行业设立了高标准,并被认为是阿联酋最佳伊斯兰银行。

服务与运营

迪拜伊斯兰银行提供一系列符合伊斯兰教法的服务。其运营以提供更好银行方式的明确而一致的愿景为指导,将客户需求置于首位。该银行在伊斯兰法律和原则的框架内运作,提供符合这些指导方针的服务。这种独特的银行理念使其成为阿联酋强大金融领域的领先机构。

全球影响力

尽管扎根于阿联酋,迪拜伊斯兰银行具有强大的全球影响力。它在国际范围内运营,将其伊斯兰银行服务扩展到世界各地的客户。作为一家股份制公司,它的影响力不仅限于阿联酋,反映了其在全球银行市场的重大影响力。该银行的成功不仅限于中东,它已在全球舞台上留下了印记,在竞争激烈的银行业中证明了其实力。

在线影响力

迪拜伊斯兰银行在各种社交媒体平台上保持强大的在线影响力。这些平台,如Facebook和Instagram,使银行能够直接与客户互动,提供最新消息更新,并在周一至周六,上午8点到晚上8点提供服务。银行强大的在线影响力证明了其在坚持传统伊斯兰原则的同时致力于现代银行业务实践。

分行

Dubai Islamic Bank Dubai Islamic Bank

Dubai Islamic Bank

التقاطع الرابع - الطابق الرضي - Sheikh Zayed Rd - Dubai

Dubai Islamic Bank Dubai Islamic Bank (DIB) | Al Barsha – Al Ittihad Mall Branch, Dubai

Dubai Islamic Bank (DIB) | Al Barsha – Al Ittihad Mall Branch, Dubai

G-17, Al Barsha Mall، 23rd Street, Al Barsha - Dubai

Dubai Islamic Bank Dubai Islamic Bank (DIB) | Ibn Battuta Branch, Dubai

Dubai Islamic Bank (DIB) | Ibn Battuta Branch, Dubai

China Court, IBN Battuta Mall, Jebel Ali - Jebel Ali Village - Dubai

个人

存款

Dubai Islamic Bank Logo
Minimum Deposit: AED 25,000.00
Tenure: 180 - 365 days
Interest Rate: Varies
Payment Frequency: Upfront (15 days after booking)
Early Withdrawal Penalty: Profit entitlement reduced based on duration held before maturity.
Islamic Deposit: Yes

Features:

Sharia-compliant Wakala investment; funds must remain for full tenor to earn expected profit.

Dubai Islamic Bank Logo
Minimum Deposit: AED 25,000.00
Tenure: 30 - 720 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: Lower profit applies if withdrawn before maturity.
Islamic Deposit: Yes

Features:

Available in AED and USD; flexible tenors from 1 to 24 months.

抵押贷款

Dubai Islamic Bank Logo
Interest Rate: 3.79%
APR: 4.59%
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1% of loan amount (VAT applicable).

Features:

Only available for first-time property buyers.

Dubai Islamic Bank Logo
Interest Rate: 3.79%
APR: 4.59%
Loan Tenure: 300 months
Loan-to-Value (LTV): 90.00%
Processing Fee: 1% of loan amount (VAT applicable).

Features:

Exclusive for UAE Nationals under government-backed housing schemes.

汽车贷款

Dubai Islamic Bank Logo
利率: 4.12% 递减
最高贷款金额:
贷款期限: 60 个月
贷款价值比 (LTV): %

特点:

Available for new and used cars, installment deferment via DIB alt phone banking.

Dubai Islamic Bank Logo
利率: 3.46% 递减
最高贷款金额:
贷款期限: 60 个月
贷款价值比 (LTV): %

特点:

Available for new and used electric cars, installment deferment via DIB alt phone banking.

保险存储柜

Dubai Islamic Bank Logo
年度租赁费用: AED 1,050.00
保证金: AED 500.00
可用性: Multiple branches: Abu Dhabi, Dubai (Jumeirah, Al Barsha, Al Maktoum, SZR), Sharjah, Ajman, RAK
访问频率: Branch hours only
锁定机制: Dual key system (customer key + bank master key)

特殊功能:

Standard vault storage, available for both personal and business customers

Dubai Islamic Bank Logo
年度租赁费用: AED 1,312.50
保证金: AED 500.00
可用性: Multiple branches: Abu Dhabi, Dubai (Jumeirah, Al Barsha, Al Maktoum, SZR), Sharjah, Ajman, RAK
访问频率: Branch hours only
锁定机制: Dual key system (customer key + bank master key)

特殊功能:

Standard vault storage, available for both personal and business customers

个人贷款

Dubai Islamic Bank 标志
固定利率: 不适用
递减利率: 7.00%
最高贷款金额: AED 4,000,000.00
贷款期限: 48 个月
最低工资: AED 3,000
处理费: 1.05%

特点:

Sharia-compliant (Sukuk purchase and sale). Flexible repayment plans, potential high financing limits.

Dubai Islamic Bank 标志
固定利率: 不适用
递减利率: 7.00%
最高贷款金额: AED 2,000,000.00
贷款期限: 48 个月
最低工资: AED 3,000
处理费: 1.05%

特点:

Finances intangible services under Ijara structure; easy installments for rent, medical, educational fees, etc.

储蓄账户

Dubai Islamic Bank 标志
利率 不适用
最低余额: AED 3,000.00
账户类型 Islamic - Current and Savings
在线开户:
Dubai Islamic Bank 标志
利率 不适用
最低余额: AED 3,000.00
账户类型 Islamic - Standard Savings
在线开户:

企业

SWIFT Codes

Dubai Islamic Bank
DUIBAEAD

other banks: