First Abu Dhabi Bank

Abu Dhabi

https://www.bankfab.com

银行标志

第一阿布扎比银行概述

第一阿布扎比银行 (FAB) 是阿拉伯联合酋长国 (UAE) 最大的银行,也是全球最大和最安全的金融机构之一。它是通过第一海湾银行 (FGB) 和阿布扎比国家银行 (NBAD) 合并后成立的。作为阿联酋的旗舰金融机构,FAB 被公认为全球最安全的50家银行之一以及中东最安全的银行。

服务和运营

FAB 提供广泛的个人和私人银行服务。这些服务包括从信用卡到伊斯兰银行、投资、贷款和抵押在阿联酋。此外,FAB 还提供量身定制的银行服务,以满足企业、投资和个人的需求。该银行在塑造该地区银行业、推动阿联酋经济增长,并将该地区转变为金融中心方面发挥了关键作用。

全球存在和影响

第一阿布扎比银行的影响力超越了阿联酋的边界。FAB 被惠誉确认为 'AA-',展望稳定。到2024年上半年,FAB 已确立了其作为最大阿联酋银行的地位,控制着25%-30%的行业贷款、资产和存款。这一统计数据凸显了该银行在阿联酋银行业中的重要角色和影响力以及其全球存在。

客户支持和数字渠道

第一阿布扎比银行致力于通过其数字渠道为客户提供帮助和支持。该银行设立了一个呼叫中心以处理任何查询,电话号码是600625500。此项服务确保客户可以轻松访问他们所需的服务和帮助,从而提升客户体验和满意度。

分行

First Abu Dhabi Bank First Abu Dhabi Bank (FAB) | Sheikh Zayed Road Branch, Dubai

First Abu Dhabi Bank (FAB) | Sheikh Zayed Road Branch, Dubai

46H6+98V - Al Quoz - Al Quoz Industrial Area 3 - Dubai

First Abu Dhabi Bank First Abu Dhabi Bank (FAB) | Mall of The Emirates Branch, Dubai

First Abu Dhabi Bank (FAB) | Mall of The Emirates Branch, Dubai

Mall of The Emirates - E11 Sheikh Zayed Rd - Dubai

First Abu Dhabi Bank First Abu Dhabi Bank (FAB) | Deira City Centre Branch, Dubai

First Abu Dhabi Bank (FAB) | Deira City Centre Branch, Dubai

Deira City Centre Mall - Dubai

个人

信用卡

First Abu Dhabi Bank Logo
年利率 (APR): 47.88%
年费: AED2,500.00
免息期: 25-55 天
预支现金手续费: 3.15% (最小 157.50 AED)

优惠和福利:

Earn Etihad Guest miles on every purchase and enjoy luxury travel benefits.

First Abu Dhabi Bank Logo
年利率 (APR): 47.88%
年费: AED1,500.00
免息期: 25-55 天
预支现金手续费: 3.15% (最小 157.50 AED)

优惠和福利:

Get rewarded with Etihad Guest miles and access to airport lounges worldwide.

存款

First Abu Dhabi Bank Logo
Minimum Deposit: AED 5,000.00
Tenure: 7 - 365 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: AED 100 penalty for premature withdrawals; interest recalculated at a lower rate.
Islamic Deposit: No

Features:

Flexible tenures from 7 days to 12 months; linked to a FAB account.

First Abu Dhabi Bank Logo
Minimum Deposit: AED 30,000.00
Tenure: 730 - 3650 days
Interest Rate: Varies
Payment Frequency: Monthly, Half-Yearly, or On Maturity
Early Withdrawal Penalty: AED 100 penalty for premature withdrawals; if withdrawn early, previously paid interest is deducted from principal.
Islamic Deposit: No

Features:

Long-term deposit with flexible payout options and higher interest rates for extended tenures.

抵押贷款

First Abu Dhabi Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Max Loan Amount: AED 20,000,000.00
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1.05% of loan amount (min AED 5,250).

Features:

Standard home mortgage for UAE residents.

First Abu Dhabi Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Max Loan Amount: AED 10,000,000.00
Loan Tenure: 240 months
Loan-to-Value (LTV): 75.00%
Processing Fee: 1.05% of loan amount (min AED 5,250).

Features:

Tailored for non-UAE residents investing in UAE real estate.

汽车贷款

First Abu Dhabi Bank Logo
利率: 4.09% 递减
最高贷款金额: AED 1,500,000.00
贷款期限: 60 个月
贷款价值比 (LTV): 80.00%

特点:

Loan amounts up to AED 1.5M or 80% of vehicle value, up to 90 days grace period before first payment, comprehensive insurance required, vehicle is mortgaged to the bank.

First Abu Dhabi Bank Logo
利率: 6.43% 递减
最高贷款金额: AED 1,500,000.00
贷款期限: 60 个月
贷款价值比 (LTV): 80.00%

特点:

Loan amounts up to AED 1.5M or 80% of vehicle value, up to 90 days grace period before first payment, comprehensive insurance required, vehicle is mortgaged to the bank.

保险存储柜

First Abu Dhabi Bank Logo
年度租赁费用: AED 787.50
保证金: AED 3,000.00
可用性: Available at multiple branches: Sh. Zayed Road, Mirdiff, Jumeirah (Dubai); Sharjah Main; RAK; Fujairah; multiple Abu Dhabi branches
访问频率: During branch business hours, only in the presence of an authorized bank representative
锁定机制: Dual key system (customer key + bank master key)

特殊功能:

Fire-resistant lockers, dual lock system (customer + bank master key)

First Abu Dhabi Bank Logo
年度租赁费用: AED 1,050.00
保证金: AED 3,000.00
可用性: Available at multiple branches: Sh. Zayed Road, Mirdiff, Jumeirah (Dubai); Sharjah Main; RAK; Fujairah; multiple Abu Dhabi branches
访问频率: During branch business hours, only in the presence of an authorized bank representative
锁定机制: Dual key system (customer key + bank master key)

特殊功能:

Fire-resistant lockers, dual lock system (customer + bank master key)

个人贷款

First Abu Dhabi Bank 标志
固定利率: 4.99%
递减利率: 4.75%
最高贷款金额: AED 2,000,000.00
贷款期限: 60 个月
最低工资: AED 0
处理费: 1.00%

特点:

No salary transfer required; competitive rates; flexible repayment options.

First Abu Dhabi Bank 标志
固定利率: 6.99%
递减利率: 7.25%
最高贷款金额: AED 1,500,000.00
贷款期限: 60 个月
最低工资: AED 8,000
处理费: 1.00%

特点:

Mandatory salary transfer; competitive rates for expats; flexible tenure.

储蓄账户

First Abu Dhabi Bank 标志
利率 0.02%
最低余额: AED 3,000.00
账户类型 Standard
在线开户:
First Abu Dhabi Bank 标志
利率 0.02%
最低余额: AED 0.00
账户类型 Premium
在线开户:

企业

企业活期账户

First Abu Dhabi Bank Logo
Min. Avg. Balance: AED 10,000.00
Monthly Fee: AED 250.00
First Abu Dhabi Bank Logo
Min. Avg. Balance: AED 250,000.00
Monthly Fee: AED 0.00

SWIFT Codes

First Abu Dhabi Bank - Head Office (Abu Dhabi)
NBADAEAA

other banks: