Emirates Islamic

Dubai

https://www.emiratesislamic.ae

银行标志

Emirates Islamic是阿拉伯联合酋长国(UAE)的一家领先的金融机构。它被认为是UAE最好的伊斯兰银行,提供顶级的符合伊斯兰教法的银行服务。该银行的运营基于伊斯兰教法的原则,提供符合这些原则的金融产品和服务。

服务

Emirates Islamic提供广泛的创新金融服务。这些服务包括个人银行服务,如支票和储蓄账户、贷款和信用卡,所有这些都受伊斯兰教法的约束。它们还提供商业银行服务,帮助企业在遵循伊斯兰原则的同时有效管理财务。银行的服务还扩展到公司和投资银行、资产管理和财资服务。

运营

Emirates Islamic成立于2004年,是Emirates NBD集团的一部分。银行的总部位于迪拜,具体地说是在健康护理城区域。尽管成立时间相对较短,但Emirates Islamic已迅速发展,现在被认为是UAE增长最快的银行之一。该银行在全国范围内运营着众多分行,为客户提供全面的银行服务。

全球影响力

尽管主要在UAE运营,Emirates Islamic的影响力延伸到全球资本市场。银行的信用评级、研究和分析被刊登在Fitch Ratings上,这表明其在国际金融市场的重要地位。作为一家遵循伊斯兰银行原则的机构,Emirates Islamic在全球范围内推广符合教法的银行业务中发挥着关键作用。

客户支持

Emirates Islamic非常重视提供卓越的客户支持。这体现在他们致力于确保客户在UAE内外获得积极的银行体验。银行利用其官方网站和社交媒体渠道等各种平台,与客户互动并高效地满足他们的银行需求。

分行

Emirates Islamic Emirates Islamic - Al Barsha Mall Branch

Emirates Islamic - Al Barsha Mall Branch

86 23rd St - Al Barsha - Al Barsha 2 - Dubai

Emirates Islamic Emirates Islamic - Dubai Land Dept Branch

Emirates Islamic - Dubai Land Dept Branch

Dubai Land Department building - Baniyas Rd - Deira - Riggat Al Buteen - Dubai

Emirates Islamic Emirates Islamic - Dubai Hills Branch

Emirates Islamic - Dubai Hills Branch

Dubai Hills Mall - Dubai Hills - Dubai

个人

存款

Emirates Islamic Logo
Minimum Deposit: AED 25,000.00
Tenure: 90 - 1825 days
Interest Rate: Varies
Payment Frequency: Upfront
Early Withdrawal Penalty: Profit paid upfront is deducted if withdrawn early.
Islamic Deposit: Yes

Features:

Allows customers to receive profit upfront upon booking the deposit.

Emirates Islamic Logo
Minimum Deposit: AED 10,000.00
Tenure: 90 - 720 days
Interest Rate: 3.5%
Payment Frequency: On Maturity
Early Withdrawal Penalty: Lower profit payout based on completed tenor.
Islamic Deposit: Yes

Features:

Flexible tenure options with competitive profit rates.

抵押贷款

Emirates Islamic Logo
Interest Rate: 3.49%
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1% of loan amount.

Features:

60 days installment deferment available.

Emirates Islamic Logo
Interest Rate: 3.75%
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1% of loan amount.

Features:

Designed for UAE Nationals.

汽车贷款

Emirates Islamic Logo
利率: 2.49% 递减
最高贷款金额:
贷款期限: 60 个月
贷款价值比 (LTV): %

特点:

Flexible tenure up to 60 months, quick approval, minimal documentation, up to 60-day grace period for first installment.

Emirates Islamic Logo
利率: 3.19% 递减
最高贷款金额:
贷款期限: 60 个月
贷款价值比 (LTV): %

特点:

Available for certified pre-owned vehicles, quick approval, minimal documentation, up to 60-day grace period for first installment.

个人贷款

Emirates Islamic 标志
固定利率: 2.00%
递减利率: 2.38%
贷款期限: 60 个月
最低工资: AED 0
处理费: 0.79%

特点:

Fixed profit rate, flexible tenure up to 60 months, Shariah-compliant Murabaha financing.

储蓄账户

Emirates Islamic 标志
利率 0.10%
最低余额: AED 3,000.00
账户类型 Islamic - Mudaraba Savings
在线开户:
Emirates Islamic 标志
利率 不适用
最低余额: AED 3,000.00
账户类型 Islamic - Mudaraba Savings
在线开户:

企业

SWIFT Codes

Emirates Islamic
MEBLAEAD

other banks: