Emirates Islamic

Dubai

Bank Logo

Emirates Islamic is a leading financial institution based in the United Arab Emirates (UAE). It is considered the best Islamic bank in the UAE, offering top-tier Shariah compliant banking services. The bank's operations are based on the principles of Islamic Sharia, providing financial products and services that are in compliance with these principles.

Services

Emirates Islamic offers a wide range of innovative financial services. These include personal banking services such as checking and savings accounts, loans, and credit cards, all of which are governed by Islamic Sharia law. They also provide business banking services, helping businesses manage their finances effectively while adhering to Islamic principles. The bank's services also extend to corporate and investment banking, asset management, and treasury services.

Operations

Established in 2004, Emirates Islamic is part of the Emirates NBD Group. The bank's headquarters is located in Dubai, specifically in the Health Care City area. Despite its relatively recent establishment, Emirates Islamic has seen rapid growth and is now considered one of the fastest growing banks in the UAE. The bank operates numerous branches across the country, providing comprehensive banking services to its customers.

Global Presence

While primarily operating within the UAE, Emirates Islamic's influence extends to the global capital markets. The bank's credit ratings, research, and analysis are featured on Fitch Ratings, indicating its significant presence in the international financial market. As an institution governed by the principles of Islamic banking, Emirates Islamic plays a crucial role in promoting Shariah compliant banking on a global scale.

Customer Support

Emirates Islamic places a strong emphasis on providing exceptional customer support. This is evident in their commitment to ensuring a positive banking experience for their customers, both within the UAE and globally. The bank utilizes various platforms, including its official website and social media channels, to interact with customers and address their banking needs efficiently.

Branches

Emirates Islamic - Al Barsha Mall Branch

86 23rd St - Al Barsha - Al Barsha 2 - Dubai

Emirates Islamic - Dubai Land Dept Branch

Dubai Land Department building - Baniyas Rd - Deira - Riggat Al Buteen - Dubai

Emirates Islamic - Dubai Hills Branch

Dubai Hills Mall - Dubai Hills - Dubai

Emirates Islamic - Al Barsha Heights Branch

Al, I-Rise Tower - Barsha Heights - Dubai

Emirates Islamic - Jumeirah Lake Towers Branch

Tower, Almas Tower - First Floor - Jumeirah Lake Towers - Dubai

Emirates Islamic - Dubai Mall Branch

Lower Ground Floor، Arabian Court Dubai Mall - Showroom LG-157 - adjacent DU Outlet - Downtown Dubai - Dubai

Emirates Islamic - Dubai Festival City Branch

3 Floor - next to Carefour Hypermarket - Dubai Festival City - Dubai

Emirates Islamic - Mirdiff City Centre Branch

Level 1, Mirdif City Centre, Near Etisalat, Mirdif - Dubai

Emirates Islamic - Sheik Zayed Road Branch

Showroom 2, Al Wasl Tower - Sheikh Zayed Rd - Trade Centre - Trade Centre 1 - Dubai

Emirates Islamic - Al Wasl Road Branch

First floor, Al Ferdous complex - Al Wasl road - building 4 entrance G - Dubai

Emirates Islamic - Palm Jumeirah Branch

Palm Jumeirah - The Palm Jumeirah - Dubai

Emirates Islamic - Healthcare City Branch

Executive Office Building - G Floor, Building 16 - Dubai Healthcare City - Dubai

Emirates Islamic - Nad Al Hamar Branch

Bel Remaitha Club Building, Showrooms: S-8 & S-9 - Rebat St - Nadd Al Hamar - Dubai

Emirates Islamic - Bur Dubai Branch

Bahwan Centre - Al Fahidi St - Bur Dubai - Al Hamriya - Dubai

Emirates Islamic - Nad El Shiba

48VW+QX - 153 Dubai Al Ain St - Nad Al Sheba - Nad Al Sheba 2 - Dubai

Emirates Islamic - Baniyas Branch

Ground & Mezzanine Floor, Plot Number 115 - 141 - 141 St - Al Sabkha - Area - Sharjah

Emirates Islamic - Al Nakheel Road Branch

Ahmed Abdul Rahim Hafiz Building - Shop No 1, Ground Floor - Naif Rd - Naif - Dubai

Emirates Islamic - Halwan Branch

Shk Isam Building Ground floor - Wasit St - Samnan - Halwan - Sharjah

Emirates Islamic Sales office

Al Garhoud Manazel Building Mezzanine Floor - Dubai

Emirates Islamic - Diyafa Road Branch

2nd December St - opposite Dune Centre - Al Satwa - Dubai

Emirates Islamic - Jumairah Road Branch

Kite Beach, Sunset Mall - Jumeirah - Jumeirah 3 - Dubai

Emirates Islamic - Abu Dhabi Branch

Sheikh Rashid Bin Saeed Al Maktoum Street - Abu Dhabi

Emirates Islamic الإمارات الإسلامي

Al Otaiba Building - King Abdul Aziz St - Al Nad - Al Qasimia - Sharjah

Emirates Islamic - Al Tawar Branch

Ground Level, Centre - Dubai Municipality Bldg - near Al Twar - Dubai

Emirates Islamic - Al Khawaneej Walk Branch

Al Khawaneej Walk - behind Last Exit - Al Khawaneej - Al Khawaneej 1 - Dubai

Emirates Islamic - Al Mizher Branch

ASWAQ Centre, Near Al Mizhar Mall, Al Mizhar 1 - 113 Khartoum St - Dubai

Emirates Islamic - Warqaa Mall Branch

Al Warqa Mall, Al Warqa 4, Tripoli Street - Road - near Mushrif Park - Dubai

Emirates Islamic - Abu Dhabi Mall Branch

Abu Dhabi Mall - Ground Floor - next to Yateem Optician - Al Zahiyah - E16 01 - Abu Dhabi

Emirates Islamic Sales office

Municipality building Ground floor - Ras Al Khor Industrial Area - Ras Al Khor Industrial Area 3 - Dubai

Emirates Islamic - Bawabet Al Sharq Branch

Bani Yas - Bawabat Al Sharq - Abu Dhabi

Emirates Islamic - Ras Al Khaimah Branch

Ground Floor, Emirates Islamic Tower - Al Muntaser Road - Al Nakheel - Ras Al Khaimah

Emirates Islamic - Ajman Kalifa Bin Zayed Branch

Next Lebanon spring Bakery - ShkKhalifa Bin Zayed Street - Al Jerf 2 - Ajman

Emirates Islamic - Home Finance Customer Service Center

Executive Office Building - G Floor, Building 16 - Dubai Healthcare City - Dubai

Emirates Islamic Home Finance Centre - (Mohammed Bin Rashid Housing Est.) مؤسسة محمد بن راشد للإسكان - مصرف الإمارات الإسلامي

28 Rebat St - Nadd Al Hamar - Dubai

Emirates Islamic - Forsan Mall Branch

Forsan Central Mall - Unit no B12 4 Abdulrahman Bin 'Awf St - Khalifa City - Sector 33 - Abu Dhabi

Personal

Mortgages

Emirates Islamic Logo
Interest Rate: 3.49%
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1% of loan amount.

Features:

60 days installment deferment available.

Emirates Islamic Logo
Interest Rate: 3.75%
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1% of loan amount.

Features:

Designed for UAE Nationals.

Emirates Islamic Logo
Interest Rate: 3.25%
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): 90.00%
Processing Fee: 1% of loan amount.

Features:

Exclusive to UAE Nationals in government housing programs.

Emirates Islamic Logo
Interest Rate: 4.50%
APR: N/A
Max Loan Amount: AED 15,000,000.00
Loan Tenure: 180 months
Loan-to-Value (LTV): 75.00%
Processing Fee: 1% of loan amount.

Features:

High financing limits up to AED 15M.

Car Loans

Emirates Islamic Logo
Interest Rate: 2.49% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): %

Features:

Flexible tenure up to 60 months, quick approval, minimal documentation, up to 60-day grace period for first installment.

Emirates Islamic Logo
Interest Rate: 3.19% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): %

Features:

Available for certified pre-owned vehicles, quick approval, minimal documentation, up to 60-day grace period for first installment.

Emirates Islamic Logo
Interest Rate: 3.19% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): %

Features:

Available for used vehicles, quick approval, minimal documentation, up to 60-day grace period for first installment.

Business

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