National Bank of Umm Al-Qaiwain

Umm Al Quwain

https://www.nbu.ae

银行标志

乌姆盖万国民银行概况

乌姆盖万国民银行 (National Bank of Umm Al-Qaiwain, NBQ) 是一家公共股份公司(P.S.C),是一家总部位于阿拉伯联合酋长国(UAE)的重要金融机构。该银行由阿联酋中央银行授权,主要提供零售和企业银行服务。银行的注册总部位于乌姆盖万的国王费萨尔路,其邮政地址为邮政信箱号码800,乌姆盖万,阿拉伯联合酋长国。

服务与运营

NBQ 提供广泛的银行服务,以满足个人和企业的需求。这些服务包括 Al Kanz 账户、Alwan 儿童储蓄计划、通知存款和定期存款账户等。该银行致力于通过其遍布全阿联酋的12个分支机构网络,向其客户提供优质的客户服务和价值。

全球存在

尽管主要在阿联酋运营,NBQ 的影响力通过其财政和投资业务延伸到全球。银行的电子银行平台 NBQOnline 进一步确立了其全球存在,通过为世界各地的客户提供便捷和可及的银行体验。这个数字平台确保银行的服务不受地理界限的限制,从而提升全球存在感。

公司简介

NBQ 基于信任、诚信和可靠性的原则成立,在阿联酋竞争激烈的银行业中取得了一定的地位。它在零售和企业银行、财政和投资领域继续取得显著进展,这得益于其强大的基础设施、经验丰富的员工队伍和以客户为中心的服务理念。截至2025年,该银行仍然致力于为乌姆盖万及其以外地区的客户提供一流的银行服务。

分行

National Bank of Umm Al-Qaiwain HO - National Bank of Umm Al Qaiwain - NBQ

HO - National Bank of Umm Al Qaiwain - NBQ

GGCR+GP9 - King Faisal St - Green Belt - Al Madr 2 - Emirate of Umm Al Quwain

National Bank of Umm Al-Qaiwain National Bank of Umm Al Quwain

National Bank of Umm Al Quwain

NBQ Building - Khalid Bin Al Waleed Rd - Al Hamriya - Dubai

National Bank of Umm Al-Qaiwain NBQ - Deira Branch

NBQ - Deira Branch

195 Al Ittihad Rd - Deira - Dubai

个人

信用卡

National Bank of Umm Al-Qaiwain Logo
年利率 (APR): 29.88%
年费: AED1,000.00
免息期: -55 天
预支现金手续费: 3.15% (最小 21.00 AED)

优惠和福利:

Free worldwide travel insurance, Priority Pass for 1200+ airport lounges, Lounge Key, Verified by Visa for fraud protection, 24/7 Concierge services, Discounts on hotel bookings.

National Bank of Umm Al-Qaiwain Logo
年利率 (APR): 29.88%
年费: AED500.00
免息期: -55 天
预支现金手续费: 3.15% (最小 21.00 AED)

优惠和福利:

Free worldwide travel insurance, Priority Pass for 1200+ airport lounges, Dragon Pass ‘Dine & Fly’ program, Purchase protection with extended warranty benefits.

存款

National Bank of Umm Al-Qaiwain Logo
Minimum Deposit: AED 50,000.00
Tenure: 30 - days
Interest Rate: 1%
Payment Frequency: On Maturity
Early Withdrawal Penalty: Interest recalculated at lower published rates at the time of initial booking.
Islamic Deposit: No

Features:

Auto-renewal available; overdraft facility can be availed up to a percentage of the deposit.

National Bank of Umm Al-Qaiwain Logo
Minimum Deposit: AED 0.00
Tenure: - days
Interest Rate: 0.2%
Payment Frequency: Semi-Annually (January & July)
Early Withdrawal Penalty: None; funds available anytime.
Islamic Deposit: No

Features:

No minimum balance required; interest calculated daily and credited semi-annually.

抵押贷款

National Bank of Umm Al-Qaiwain Logo
Interest Rate: 3.95%
APR: 3.96%
Max Loan Amount: AED 8,000,000.00
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1.05% of loan amount (non-refundable).

Features:

Mortgage covers ready property purchases and renovations.

汽车贷款

National Bank of Umm Al-Qaiwain Logo
利率: 5.38% 递减
最高贷款金额: AED 750,000.00
贷款期限: 60 个月
贷款价值比 (LTV): 80.00%

特点:

Flexible repayment up to 60 months; Available for new and used cars; Quick approval process

个人贷款

National Bank of Umm Al-Qaiwain 标志
固定利率: 不适用
递减利率: 6.80%
最高贷款金额: AED 5,000,000.00
贷款期限: 48 个月
最低工资: AED 7,000
处理费: 1.05%

特点:

Available in both conventional and Islamic variants; repayment via EMI; life insurance included.

National Bank of Umm Al-Qaiwain 标志
固定利率: 不适用
递减利率: 6.80%
最高贷款金额: AED 1,000,000.00
贷款期限: 48 个月
最低工资: AED 10,000
处理费: 1.05%

特点:

Available in both conventional and Islamic variants; EMI-based repayment; life insurance included.

储蓄账户

National Bank of Umm Al-Qaiwain 标志
利率 0.00% - 1.00%
最低余额: AED 500.00
账户类型 Standard
在线开户:
National Bank of Umm Al-Qaiwain 标志
利率 3.00%
最低余额: AED 0.00
账户类型 Term Deposit
在线开户:

企业

SWIFT Codes

National Bank of Umm Al-Qaiwain - Dubai Branch
UMMQAEAD

other banks: