Saudi National Bank

Jeddah, Saudi Arabia

https://www.snb.ae

银行标志

沙特国家银行概览

沙特国家银行(也称为SNB AlAhli)是沙特阿拉伯最大的商业银行。之前被称为国民商业银行(NCB),在全球银行业中占有重要地位。

在阿联酋的业务与服务

该银行在阿拉伯联合酋长国拥有强大的业务存在,设有多个分支机构,包括在迪拜市区、Emaar广场、阿联酋商场和朱美拉。该银行提供多种个人银行服务,如账户管理、抵押贷款、个人贷款和财富管理。所有这些服务均旨在满足阿联酋客户的特定需求。

全球业务

除了阿联酋之外,该银行还在全球运营,拥有分支和子公司网络。尤其是在迪拜的分行是沙特阿拉伯SNB的一个外国分行,并受阿联酋中央银行的监督和监管。这是银行希望将其世界一流的银行服务扩展到全球客户的一部分愿景。

联系和客户服务

客户可以通过访问分行或拨打银行热线800 55000(阿联酋境内)或+971 4 7091650(阿联酋境外)轻松联系沙特国家银行的客户服务团队。

业绩和增长

该银行持续展现出强劲的业绩和增长。到2024年,沙特国家银行报告净利润增长了5.9%,主要得益于更高的营业收入。这一增长显示了该银行的财务稳定性和韧性,使其成为全球客户的可靠选择。

分行

Saudi National Bank The Saudi National Bank - Dubai Branch

The Saudi National Bank - Dubai Branch

Ground Floor, Emaar Square, Building 2 - Downtown Dubai - Dubai

Saudi National Bank The Saudi National Bank - Abu Dhabi Branch

The Saudi National Bank - Abu Dhabi Branch

Al Mansoor Tower - Sheikh Zayed Bin Sultan St - Al Zahiyah - E16 - Abu Dhabi

个人

存款

Saudi National Bank Logo
Minimum Deposit: AED 0.00
Tenure: 30 - 365 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: Premature withdrawal is subject to a lower interest rate and a withdrawal fee. Rate is recalculated based on the actual tenor crossed, with a 1% deduction.
Islamic Deposit: No

Features:

Available for all current and savings account holders. Customers can choose from standard tenures of 1, 3, 6, and 12 months or request a specific tenure.

抵押贷款

Saudi National Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1% of loan amount (non-refundable).

Features:

Available for properties in the UAE, subject to SNB approval.

Saudi National Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 240 months
Loan-to-Value (LTV): 75.00%
Processing Fee: 1% of loan amount (non-refundable).

Features:

Available for UAE Nationals and Expats who own properties. Debt burden: 50% for rental income-based financing.

个人贷款

Saudi National Bank 标志
固定利率: 不适用
递减利率: 不适用
贷款期限: 个月
最低工资: AED 0
处理费: 不适用

特点:

Lower interest rates for salary transfer customers.

Saudi National Bank 标志
固定利率: 不适用
递减利率: 不适用
贷款期限: 个月
最低工资: AED 0
处理费: 不适用

特点:

Higher flexibility but slightly higher interest rates.

企业

SWIFT Codes

Saudi National Bank - Dubai Branch
SAMBAEAD

other banks: