Habib Bank A.G Zurich

Zürich, Switzerland

https://www.habibbank.com

Bank Logo
Habib Bank A.G Zurich

Branches

Habib Bank A.G Zurich Habib Bank AG Zurich

Habib Bank AG Zurich

46H5+HGG - Sheikh Zayed Road, 4th Interchange - Umm Al Sheif - Dubai

Habib Bank A.G Zurich Habib Bank AG Zurich Jebal Ali Br

Habib Bank AG Zurich Jebal Ali Br

236Q+XPC - Mina Jebel Ali - Jebel Ali Freezone - Dubai

Habib Bank A.G Zurich Habib Bank AG Zurich - Baniyas Square Branch

Habib Bank AG Zurich - Baniyas Square Branch

7894+75V - Baniyas Square-14th Rd - Deira - Al Rigga - Dubai

Personal

Credit Cards

Habib Bank A.G Zurich Logo
APR: 18.00%
Annual Fee: AED1,000.00
Interest-Free Period: -44 days
Cash Advance Fee: 3.00% (min 50.00 AED)

Benefits:

Includes two free supplementary cards. Maximum credit limit based on 0.5x income or AED 100K.

Habib Bank A.G Zurich Logo
APR: 21.00%
Annual Fee: AED200.00
Interest-Free Period: -44 days
Cash Advance Fee: 3.00% (min 50.00 AED)

Benefits:

Includes two free supplementary cards. Maximum credit limit based on 0.5x income or AED 100K.

Deposits

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Minimum Deposit: AED 25,000.00
Tenure: 7 - 730 days
Interest Rate: 4%
Payment Frequency: On Maturity, Monthly, Quarterly, Half-Yearly, Annually
Early Withdrawal Penalty: Interest recalculated at lower prevailing rate, with a 1% deduction from the applicable rate. If the resulting interest rate is 0% or negative, only the principal will be returned.
Islamic Deposit: No

Features:

Available in multiple currencies. Customers can choose payout frequency or opt for automatic renewal. Interest is fixed at the time of deposit booking.

Mortgages

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Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 240 months
Loan-to-Value (LTV): 80.00%
Processing Fee: 1% of loan amount (non-refundable).

Features:

Only available for freehold and leasehold properties.

Habib Bank A.G Zurich Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 240 months
Loan-to-Value (LTV): 80.00%
Processing Fee: 1% of finance amount (non-refundable).

Features:

Shariah-compliant financing under Ijarah Muntahiya Bittamlik structure.

Car Loans

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Interest Rate: 6.41% reducing
Maximum Loan Amount: AED 600,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Loan available for both new and used vehicles. Maximum tenure of 60 months for new cars and 36 months for used cars. Loan to value ratio up to 80%. Fixed interest rate for the entire term.

Safe Deposit Lockers

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Annual Rental Fee: AED 1,000.00
Security Deposit: AED 5,000.00
Availability: Available at Deira, Al Fahidi, Corporate, Sheikh Zayed Road, and Sharjah branches
Access Frequency: Branch hours only, last access 15 minutes before closing
Locking Mechanism: Dual key system (customer key + bank master key)

Special Features:

Dual key system, secure vault storage

Habib Bank A.G Zurich Logo
Annual Rental Fee: AED 1,500.00
Security Deposit: AED 5,000.00
Availability: Available at Deira, Al Fahidi, Corporate, Sheikh Zayed Road, and Sharjah branches
Access Frequency: Branch hours only, last access 15 minutes before closing
Locking Mechanism: Dual key system (customer key + bank master key)

Special Features:

Dual key system, secure vault storage

Business

SWIFT Codes

Habib Bank A.G Zurich - Dubai Branch
HBZUAEAD

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