Habib Bank A.G Zurich

Zürich, Switzerland

https://www.habibbank.com

银行标志

Habib Bank AG Zurich (HBZUAE) 是一家成熟的全球银行机构,在阿拉伯联合酋长国有着显著的影响力。该银行成立于1974年,自此在阿联酋扩展业务,拥有八个分支机构,为客户提供多种银行服务。该银行在阿联酋的分支机构便捷地位于关键地区,包括迪拜国际金融中心和Umm Al Sheif,方便客户访问。

全球影响力

最初在瑞士注册成立的Habib Bank AG Zurich,已发展成为一家全球金融机构,在四大洲的11个国家开展业务。这些国家包括香港、肯尼亚、巴基斯坦、南非、加拿大、阿拉伯联合酋长国和英国。银行的国际网络由稳健的财务结构、富有前瞻性的管理以及不断增长的客户群支持,体现了其前瞻性的银行业务方法。

服务与运营

Habib Bank AG Zurich 提供广泛的银行服务,满足其客户的多样化需求。其服务范围涵盖个人和企业银行业务以及伊斯兰银行业务,遵循伊斯兰教法原则。除了银行服务,银行还提供全面的客户支持,设有专门的联系电话和电子邮件地址,以处理一般查询和伊斯兰教法相关事宜。

通信与交易

为了方便无缝的国际交易,Habib Bank AG Zurich 使用SWIFT/BIC 代码HBZUAEADXXX。然而,银行针对不同服务采用不同的代码,强调在启动任何交易前确认正确代码的重要性。这种方法确保银行的运营高效,国际交易顺利进行。

总之,Habib Bank AG Zurich 是一家充满活力且不断发展的全球银行机构,在阿联酋具有显著的影响力,为客户提供多种银行服务,同时确保运营和交易的高效性。

分行

Habib Bank A.G Zurich Habib Bank AG Zurich

Habib Bank AG Zurich

46H5+HGG - Sheikh Zayed Road, 4th Interchange - Umm Al Sheif - Dubai

Habib Bank A.G Zurich Habib Bank AG Zurich Jebal Ali Br

Habib Bank AG Zurich Jebal Ali Br

236Q+XPC - Mina Jebel Ali - Jebel Ali Freezone - Dubai

Habib Bank A.G Zurich Habib Bank AG Zurich - Baniyas Square Branch

Habib Bank AG Zurich - Baniyas Square Branch

7894+75V - Baniyas Square-14th Rd - Deira - Al Rigga - Dubai

个人

信用卡

Habib Bank A.G Zurich Logo
年利率 (APR): 18.00%
年费: AED1,000.00
免息期: -44 天
预支现金手续费: 3.00% (最小 50.00 AED)

优惠和福利:

Includes two free supplementary cards. Maximum credit limit based on 0.5x income or AED 100K.

Habib Bank A.G Zurich Logo
年利率 (APR): 21.00%
年费: AED200.00
免息期: -44 天
预支现金手续费: 3.00% (最小 50.00 AED)

优惠和福利:

Includes two free supplementary cards. Maximum credit limit based on 0.5x income or AED 100K.

存款

Habib Bank A.G Zurich Logo
Minimum Deposit: AED 25,000.00
Tenure: 7 - 730 days
Interest Rate: 4%
Payment Frequency: On Maturity, Monthly, Quarterly, Half-Yearly, Annually
Early Withdrawal Penalty: Interest recalculated at lower prevailing rate, with a 1% deduction from the applicable rate. If the resulting interest rate is 0% or negative, only the principal will be returned.
Islamic Deposit: No

Features:

Available in multiple currencies. Customers can choose payout frequency or opt for automatic renewal. Interest is fixed at the time of deposit booking.

抵押贷款

Habib Bank A.G Zurich Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 240 months
Loan-to-Value (LTV): 80.00%
Processing Fee: 1% of loan amount (non-refundable).

Features:

Only available for freehold and leasehold properties.

Habib Bank A.G Zurich Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 240 months
Loan-to-Value (LTV): 80.00%
Processing Fee: 1% of finance amount (non-refundable).

Features:

Shariah-compliant financing under Ijarah Muntahiya Bittamlik structure.

汽车贷款

Habib Bank A.G Zurich Logo
利率: 6.41% 递减
最高贷款金额: AED 600,000.00
贷款期限: 60 个月
贷款价值比 (LTV): 80.00%

特点:

Loan available for both new and used vehicles. Maximum tenure of 60 months for new cars and 36 months for used cars. Loan to value ratio up to 80%. Fixed interest rate for the entire term.

保险存储柜

Habib Bank A.G Zurich Logo
年度租赁费用: AED 1,000.00
保证金: AED 5,000.00
可用性: Available at Deira, Al Fahidi, Corporate, Sheikh Zayed Road, and Sharjah branches
访问频率: Branch hours only, last access 15 minutes before closing
锁定机制: Dual key system (customer key + bank master key)

特殊功能:

Dual key system, secure vault storage

Habib Bank A.G Zurich Logo
年度租赁费用: AED 1,500.00
保证金: AED 5,000.00
可用性: Available at Deira, Al Fahidi, Corporate, Sheikh Zayed Road, and Sharjah branches
访问频率: Branch hours only, last access 15 minutes before closing
锁定机制: Dual key system (customer key + bank master key)

特殊功能:

Dual key system, secure vault storage

企业

SWIFT Codes

Habib Bank A.G Zurich - Dubai Branch
HBZUAEAD

other banks: