Habib Bank AG Zurich (HBZUAE) is a well-established global banking institution with a significant presence in the United Arab Emirates. The bank was founded in 1974 and has since expanded its operations across the UAE, with eight branches offering a plethora of banking services to its customers. The bank's UAE branches are conveniently located in key areas, including the Dubai International Financial Centre and Umm Al Sheif, providing easy access to its customers.
Global Presence
Originally incorporated in Switzerland, Habib Bank AG Zurich has grown into a global financial institution with operations in 11 countries across four continents. These countries include Hong Kong, Kenya, Pakistan, South Africa, Canada, the United Arab Emirates, and the United Kingdom. The bank's international network is supported by a sturdy financial structure, visionary management, and a growing customer base, indicating its progressive approach to banking.
Services and Operations
Habib Bank AG Zurich offers a wide range of banking services, catering to the diverse needs of its customers. Its services range from personal and business banking to Islamic banking, following Shariah principles. In addition to its banking services, the bank also provides comprehensive customer support, with dedicated contact numbers and email addresses for general inquiries and Shariah-related matters.
Communication and Transactions
To facilitate seamless international transactions, Habib Bank AG Zurich uses the SWIFT/BIC code, HBZUAEADXXX. However, the bank employs various codes for different services, emphasizing the importance of confirming the correct codes before initiating any transactions. This approach ensures the bank's operations remain efficient and its international transactions go smoothly.
In summary, Habib Bank AG Zurich is a dynamic and evolving global banking institution with a significant presence in the UAE, providing a range of banking services to its customers while ensuring efficient operations and transactions.
Branches
Habib Bank AG Zurich
46H5+HGG - Sheikh Zayed Road, 4th Interchange - Umm Al Sheif - Dubai
Habib Bank AG Zurich Jebal Ali Br
236Q+XPC - Mina Jebel Ali - Jebel Ali Freezone - Dubai
Habib Bank AG Zurich - Baniyas Square Branch
7894+75V - Baniyas Square-14th Rd - Deira - Al Rigga - Dubai
Habib Bank AG Zurich, Al Qusais Br.
799H+PP6 - Al Qusais - Dubai
Habib Bank AG Zurich
89MG+39F - Immigration Road - Al Majaz 3 - Al Majaz - Sharjah
Habib Bank AG Zurich - Al Fahidi Branch
20 34th St - Al Fahidi - Dubai
Habib Bank AG Zurich Burdubai Br
7842+J2V - Khalid Bin Al Waleed Rd - Al Mankhool - Dubai
Habib Bank AG Zurich
F9HC+92X - Al Falah Street, 4th St. Intersection - Muroor Rd - Abu Dhabi
Habib Bank AG Zurich DIFC - Private Bank
Office 801, Burj Daman Building - Al Mustaqbal St - Za'abeel - Za'abeel 2 - Dubai
Personal
Credit Cards
Benefits:
Includes two free supplementary cards. Maximum credit limit based on 0.5x income or AED 100K.
Benefits:
Includes two free supplementary cards. Maximum credit limit based on 0.5x income or AED 100K.
Benefits:
Includes two free supplementary cards. Maximum credit limit based on 0.5x income or AED 100K.
Mortgages
Features:
Only available for freehold and leasehold properties.
Features:
Shariah-compliant financing under Ijarah Muntahiya Bittamlik structure.
Features:
Designed for income-generating properties with rental income as primary repayment source. Debt burden: 50% rental income coverage.
Car Loans
Features:
Loan available for both new and used vehicles. Maximum tenure of 60 months for new cars and 36 months for used cars. Loan to value ratio up to 80%. Fixed interest rate for the entire term.
Safe Deposit Lockers
Special Features:
Dual key system, secure vault storage
Special Features:
Dual key system, secure vault storage
Special Features:
Dual key system, secure vault storage
