National Bank of Umm Al-Qaiwain

Umm Al Quwain

https://www.nbu.ae

Bank Logo
National Bank of Umm Al-Qaiwain

Branches

National Bank of Umm Al-Qaiwain HO - National Bank of Umm Al Qaiwain - NBQ

HO - National Bank of Umm Al Qaiwain - NBQ

GGCR+GP9 - King Faisal St - Green Belt - Al Madr 2 - Emirate of Umm Al Quwain

National Bank of Umm Al-Qaiwain National Bank of Umm Al Quwain

National Bank of Umm Al Quwain

NBQ Building - Khalid Bin Al Waleed Rd - Al Hamriya - Dubai

National Bank of Umm Al-Qaiwain NBQ - Deira Branch

NBQ - Deira Branch

195 Al Ittihad Rd - Deira - Dubai

Personal

Credit Cards

National Bank of Umm Al-Qaiwain Logo
APR: 29.88%
Annual Fee: AED1,000.00
Interest-Free Period: -55 days
Cash Advance Fee: 3.15% (min 21.00 AED)

Benefits:

Free worldwide travel insurance, Priority Pass for 1200+ airport lounges, Lounge Key, Verified by Visa for fraud protection, 24/7 Concierge services, Discounts on hotel bookings.

National Bank of Umm Al-Qaiwain Logo
APR: 29.88%
Annual Fee: AED500.00
Interest-Free Period: -55 days
Cash Advance Fee: 3.15% (min 21.00 AED)

Benefits:

Free worldwide travel insurance, Priority Pass for 1200+ airport lounges, Dragon Pass ‘Dine & Fly’ program, Purchase protection with extended warranty benefits.

Deposits

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Minimum Deposit: AED 50,000.00
Tenure: 30 - days
Interest Rate: 1%
Payment Frequency: On Maturity
Early Withdrawal Penalty: Interest recalculated at lower published rates at the time of initial booking.
Islamic Deposit: No

Features:

Auto-renewal available; overdraft facility can be availed up to a percentage of the deposit.

National Bank of Umm Al-Qaiwain Logo
Minimum Deposit: AED 0.00
Tenure: - days
Interest Rate: 0.2%
Payment Frequency: Semi-Annually (January & July)
Early Withdrawal Penalty: None; funds available anytime.
Islamic Deposit: No

Features:

No minimum balance required; interest calculated daily and credited semi-annually.

Mortgages

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Interest Rate: 3.95%
APR: 3.96%
Max Loan Amount: AED 8,000,000.00
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1.05% of loan amount (non-refundable).

Features:

Mortgage covers ready property purchases and renovations.

Car Loans

National Bank of Umm Al-Qaiwain Logo
Interest Rate: 5.38% reducing
Maximum Loan Amount: AED 750,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Flexible repayment up to 60 months; Available for new and used cars; Quick approval process

Personal Loans

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Flat Interest Rate: N/A
Reducing Rate: 6.80%
Max Loan Amount: AED 5,000,000.00
Loan Tenure: 48 months
Min Salary: AED 7,000
Processing Fee: 1.05%

Features:

Available in both conventional and Islamic variants; repayment via EMI; life insurance included.

National Bank of Umm Al-Qaiwain Logo
Flat Interest Rate: N/A
Reducing Rate: 6.80%
Max Loan Amount: AED 1,000,000.00
Loan Tenure: 48 months
Min Salary: AED 10,000
Processing Fee: 1.05%

Features:

Available in both conventional and Islamic variants; EMI-based repayment; life insurance included.

Savings Accounts

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Interest Rate 0.00% - 1.00%
Minimum Balance: AED 500.00
Account Type Standard
Open Online: No
National Bank of Umm Al-Qaiwain Logo
Interest Rate 3.00%
Minimum Balance: AED 0.00
Account Type Term Deposit
Open Online: No

Business

SWIFT Codes

National Bank of Umm Al-Qaiwain - Dubai Branch
UMMQAEAD

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