Emirates Islamic

Dubai

https://www.emiratesislamic.ae

Bank Logo
Emirates Islamic

Branches

Emirates Islamic Emirates Islamic - Al Barsha Mall Branch

Emirates Islamic - Al Barsha Mall Branch

86 23rd St - Al Barsha - Al Barsha 2 - Dubai

Emirates Islamic Emirates Islamic - Dubai Land Dept Branch

Emirates Islamic - Dubai Land Dept Branch

Dubai Land Department building - Baniyas Rd - Deira - Riggat Al Buteen - Dubai

Emirates Islamic Emirates Islamic - Dubai Hills Branch

Emirates Islamic - Dubai Hills Branch

Dubai Hills Mall - Dubai Hills - Dubai

Personal

Deposits

Emirates Islamic Logo
Minimum Deposit: AED 25,000.00
Tenure: 90 - 1825 days
Interest Rate: Varies
Payment Frequency: Upfront
Early Withdrawal Penalty: Profit paid upfront is deducted if withdrawn early.
Islamic Deposit: Yes

Features:

Allows customers to receive profit upfront upon booking the deposit.

Emirates Islamic Logo
Minimum Deposit: AED 10,000.00
Tenure: 90 - 720 days
Interest Rate: 3.5%
Payment Frequency: On Maturity
Early Withdrawal Penalty: Lower profit payout based on completed tenor.
Islamic Deposit: Yes

Features:

Flexible tenure options with competitive profit rates.

Mortgages

Emirates Islamic Logo
Interest Rate: 3.49%
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1% of loan amount.

Features:

60 days installment deferment available.

Emirates Islamic Logo
Interest Rate: 3.75%
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1% of loan amount.

Features:

Designed for UAE Nationals.

Car Loans

Emirates Islamic Logo
Interest Rate: 2.49% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): %

Features:

Flexible tenure up to 60 months, quick approval, minimal documentation, up to 60-day grace period for first installment.

Emirates Islamic Logo
Interest Rate: 3.19% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): %

Features:

Available for certified pre-owned vehicles, quick approval, minimal documentation, up to 60-day grace period for first installment.

Personal Loans

Emirates Islamic Logo
Flat Interest Rate: 2.00%
Reducing Rate: 2.38%
Loan Tenure: 60 months
Min Salary: AED 0
Processing Fee: 0.79%

Features:

Fixed profit rate, flexible tenure up to 60 months, Shariah-compliant Murabaha financing.

Savings Accounts

Emirates Islamic Logo
Interest Rate 0.10%
Minimum Balance: AED 3,000.00
Account Type Islamic - Mudaraba Savings
Open Online: Yes
Emirates Islamic Logo
Interest Rate Not Applicable
Minimum Balance: AED 3,000.00
Account Type Islamic - Mudaraba Savings
Open Online: Yes

Business

SWIFT Codes

Emirates Islamic
MEBLAEAD

Other Banks: