National Bank of Ras Al-Khaimah PJSC (RAKBANK)

Ras Al Khaimah

https://www.rakbank.ae

银行标志

RAKBANK: 概况

National Bank of Ras Al-Khaimah PJSC,广泛称为RAKBANK,是一家总部位于阿拉伯联合酋长国(UAE)Ras Al Khaimah酋长国的上市股份公司。作为阿联酋最古老和最具活力的金融机构之一,它成立于1976年。RAKBANK在阿联酋的银行业中拥有强大的地位,提供广泛的个人和商业银行服务,并且是全球资本市场中的重要参与者。

服务与运营

RAKBANK提供全面的银行服务,从个人账户到商业解决方案、批发银行和伊斯兰银行。银行还设有一套强大的电子银行系统,包括在线、移动、电话和短信银行服务,以满足其客户的多样化需求,确保便利和易接近性。其公司总部位于阿联酋Ras Al Khaimah的谢赫·穆罕默德·本·扎耶德路。

全球存在

尽管RAKBANK在阿联酋内显著建立,然而其影响力扩展至全球资本市场。它的信用评级、研究和分析展示在知名的全球信用评级和研究机构Fitch Ratings上。RAKBANK还参与全球范围内提供零售和商业银行及财资服务。

领导和员工队伍

在首席执行官Peter England的领导下,RAKBANK不断发展其银行和金融服务。银行雇佣了超过3400名员工,每个人都为实现银行成为迪拜和阿联酋最佳银行合作伙伴的愿景而贡献力量。

分行

National Bank of Ras Al-Khaimah PJSC (RAKBANK) RAKBANK Branch - Al Nakheel

RAKBANK Branch - Al Nakheel

opposite to The Al Ansari Exchange - Al Nakheel - Ras Al Khaimah

National Bank of Ras Al-Khaimah PJSC (RAKBANK) Rak Bank The National Bank of Ras Al Khaimah (P.S.C)

Rak Bank The National Bank of Ras Al Khaimah (P.S.C)

9G5F+VHF - Musaffah - Musaffah Industrial - Abu Dhabi

National Bank of Ras Al-Khaimah PJSC (RAKBANK) RAKBANK Branch - Al Hamra

RAKBANK Branch - Al Hamra

Zamil Steel Industries RAK - Branch - Al Jazeera Al Hamra Industrial - Ras Al Khaimah

个人

信用卡

National Bank of Ras Al-Khaimah PJSC (RAKBANK) Logo
年利率 (APR): 43.80%
年费: AED997.50
免息期: -55 天
预支现金手续费: 3.15% (最小 105.00 AED)

优惠和福利:

Unlimited complimentary airport lounge access, cashback on all spends, travel benefits, lifestyle privileges, and savings.

National Bank of Ras Al-Khaimah PJSC (RAKBANK) Logo
年利率 (APR): 43.80%
年费: AED0.00
免息期: -55 天
预支现金手续费: 3.15% (最小 100.00 AED)

优惠和福利:

Cashback up to 1.5%, free for life credit card, complimentary airport lounge access, free international remittances, lifestyle privileges.

存款

National Bank of Ras Al-Khaimah PJSC (RAKBANK) Logo
Minimum Deposit: AED 25,000.00
Tenure: 30 - 1095 days
Interest Rate: 2.1%
Payment Frequency: On Maturity
Early Withdrawal Penalty: 2% reduction on applicable interest rate.
Islamic Deposit: No

Features:

Auto-renewal available; overdraft facility up to 90% of deposit.

National Bank of Ras Al-Khaimah PJSC (RAKBANK) Logo
Minimum Deposit: AED 10,000.00
Tenure: 30 - 730 days
Interest Rate: 1%
Payment Frequency: Monthly, Quarterly, On Maturity
Early Withdrawal Penalty: Lower interest applies on withdrawn amount.
Islamic Deposit: No

Features:

Automatically transfers excess funds from linked account.

抵押贷款

National Bank of Ras Al-Khaimah PJSC (RAKBANK) Logo
Interest Rate: 4.50%
APR: N/A
Max Loan Amount: AED 13,000,000.00
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1.05% of loan amount.

Features:

Applicable for single or joint property ownership.

National Bank of Ras Al-Khaimah PJSC (RAKBANK) Logo
Interest Rate: 4.99%
APR: N/A
Max Loan Amount: AED 13,000,000.00
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1.05% of loan amount.

Features:

Linked account balances offset interest payments, potentially reducing loan costs significantly.

汽车贷款

National Bank of Ras Al-Khaimah PJSC (RAKBANK) Logo
利率: 2.85% 递减
最高贷款金额:
贷款期限: 60 个月
贷款价值比 (LTV): 80.00%

特点:

Flexible repayment up to 60 months; Available for new and used vehicles; Quick approval process

个人贷款

National Bank of Ras Al-Khaimah PJSC (RAKBANK) 标志
固定利率: 不适用
递减利率: 不适用
最高贷款金额: AED 500,000.00
贷款期限: 48 个月
最低工资: AED 3,000
处理费: 1.00%

特点:

Available in both conventional and Islamic variants; salary transfer required.

National Bank of Ras Al-Khaimah PJSC (RAKBANK) 标志
固定利率: 不适用
递减利率: 不适用
最高贷款金额: AED 1,000,000.00
贷款期限: 48 个月
最低工资: AED 5,000
处理费: 1.00%

特点:

Available in both conventional and Islamic variants; mandatory salary transfer.

储蓄账户

National Bank of Ras Al-Khaimah PJSC (RAKBANK) 标志
利率 -0.60% - 0.25%
最低余额: AED 3,000.00
账户类型 Standard
在线开户:
National Bank of Ras Al-Khaimah PJSC (RAKBANK) 标志
利率 0.15% - 0.75%
最低余额: AED 3,000.00
账户类型 Standard
在线开户:

企业

SWIFT Codes

National Bank of Ras Al-Khaimah PJSC (RAKBANK)
NRAKAEAK

other banks: