Sharjah Islamic Bank

Sharjah

银行标志

Sharjah Islamic Bank (SIB),最初被称为国家银行沙迦,是一家上市的伊斯兰银行,总部位于阿联酋沙迦酋长国。成立于1975年,SIB已成长为银行业的全球参与者,以其对伊斯兰银行原则的承诺而闻名。它按照伊斯兰教法进行银行、融资和投资活动,确保所有交易和往来以诚实、正直和透明为特点。

服务和运营

SIB提供广泛的符合教法的零售和商业银行产品和服务。其全面的个人银行服务范围包括储蓄和活期账户、信用卡、个人融资、住房融资、汽车融资和投资机会等。对于企业和高净值个人,SIB提供企业融资、贸易融资、财务和投资服务以及财富管理等服务。银行还提供创新的数字银行解决方案,使客户能够随时随地进行银行交易。

奖项和认可

Sharjah Islamic Bank在银行和金融领域的卓越表现使其获得了众多奖项和认可。最近,SIB获得了2023年迪拜年度学习文化奖。这一认可证明了该银行在组织层面和员工发展的持续学习和改进方面的承诺。

全球存在

尽管SIB扎根于沙迦,但在阿联酋以外也有重要的存在。该银行利用其强大的财务地位和创新的银行解决方案来扩展其全球影响力,为来自世界不同地区的多元化客户群体提供服务。这种国际存在以及其对伊斯兰银行原则的坚定承诺使SIB成为伊斯兰银行业的全球领先者之一。

总行位置

Sharjah Islamic Bank的总行位于阿联酋沙迦的Al Khan Corniche,靠近Al Qasba运河。此外,该银行在阿联酋各地设有其他分行,方便全国客户轻松获取其服务。

分行

Sharjah Islamic Bank, Mall of the Emirates Branch

Dubai Sheikh Zayed Road 783 Mall of the Emirates - Dubai

Sharjah Islamic Bank, Port Saeed Branch

Dubai - 13b street (Port Saeed 3, Sharjah Islamic Bank - Port Saeed - Dubai

Sharjah Islamic Bank, Sheikh Zayed Road Branch

Nassima Tower - 30 Sheikh Zayed Rd - Trade Centre - Trade Centre 1 - Dubai

Sharjah Islamic Bank, Mirdif City Center

City Center - Dubai - 70 E311 - Mirdif - Dubai

Sharjah Islamic Bank, Wasit Branch

Sharjah Al Wasit street 409 - Sharjah

Sharjah Islamic Bank, King Faisal Branch (Ladies and Gents)

Al Fakhama Tower - Sharjah King Faisal street Faisal 2 Sharjah Islamic Bank - King Faisal St - Al Majaz 1 - Al Majaz - Sharjah

Sharjah Islamic Bank, Main Branch

Al Khan - Sharjah

Sharjah Islamic Bank, Maliha Road Branch & SIB Operations Center

Maleha St - Warehouses Land - Sharjah

Sharjah Islamic Bank, Al Twar Branch

Dubai Al Nahda Road 185 Arzoo Building - 171 Al Nahda St - Al Qusais - Al Qusais 2 - Dubai

Sharjah Islamic Bank, Matajer Al Jurainah Branch

Sharjah Maleha street 6/1 Matajer Al Juraina Mall - Sharjah

Sharjah Islamic Bank, Muwaileh Branch

8F55+F5P - 354 - 4a University City Road - Muwaileh Commercial - Industrial Area - Sharjah

Sharjah Islamic Bank, Sharjah University - Ladies Branch

Sharjah Block G street (Sharjah University City w3 Women Student Center - Sharjah

Sharjah Islamic Bank Hazza Bin Zayed Branch

Al Ain Hamdan Bin Mohammad street - 65 Al Ain Square 11 - Abu Dhabi

Sharjah Islamic Bank Economic Department Branch

Sharjah Sharjah Economic Development Department Al Layyah Area Sharjah Economic Development Department Building - Sharjah

Sharjah Islamic Bank Rahmania Mall Branch

Rahmania Mall, Entrance A - Sharjah

Sharjah Islamic Bank, Buhaira Branch

149 Corniche St - Al Majaz 3 - Al Majaz - Sharjah

Sharjah Islamic Bank, Sharjah University - Gents Branch

Sharjah University 1 Interchange street 16/3 - Sharjah

Sharjah Islamic Bank, Sharjah Court Branch

Sharjah Corniche 2 street 2 Sharjah Labour Court, Dar Al Qaza - Sharjah

Sharjah Islamic Bank, American University of Sharjah

University City - Sharjah

Sharjah Islamic Bank, Abu Dhabi Mall Branch

Abu Dhabi Mall, First Floor - Abu Dhabi

Sharjah Islamic Bank, Dubai Festival City Mall

Dubai Festival City Mall - North Entrance - Dubai

Sharjah Islamic Bank, Al Khalidya Branch

Abu Dhabi Huroush street (Al Khalidiyah 3 Shining Tower - Abu Dhabi

Sharjah Islamic Bank, Matajer Al Mirgab Branch

Sharjah Tamim Bin Hamam street (Al Mergab 4 Matajer Al Mirgab Mall - Sharjah

Sharjah Islamic Bank, Saif Zone Branch

a1-3 - Sharjah Block A1 street - Saif Zone - Sharjah

Sharjah islamic bank al ittihad road

784J+H4W - Port Saeed - Dubai

Sharjah Islamic Bank, Al Hamriya Branch

Al Ittihad Road - inside Al Hamriyah Free Zone - Hamriya Free Zone - Sharjah

个人

抵押贷款

Sharjah Islamic Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1.00% of loan amount.

Features:

Only available for properties approved by the bank.

Sharjah Islamic Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): 75.00%
Processing Fee: 1.00% of loan amount.

Features:

Disbursement based on construction milestones.

Sharjah Islamic Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 180 months
Loan-to-Value (LTV): 70.00%
Processing Fee: 1.00% of loan amount.

Features:

Only for approved commercial property types.

汽车贷款

Sharjah Islamic Bank Logo
利率: 2.49% 递减
最高贷款金额: AED 1,000,000.00
贷款期限: 60 个月
贷款价值比 (LTV): 80.00%

特点:

Sharia-compliant Murabaha financing; Quick approval process; Financing for new and used vehicles

保险存储柜

Sharjah Islamic Bank Logo
年度租赁费用: AED 1,500.00
保证金: AED 3,000.00
可用性: Sharjah Main, Muwailah, King Faisal branches
访问频率: Branch hours only, access with bank staff
锁定机制: Dual key system (customer + bank master key)

特殊功能:

Secure vault storage, dual key system

Sharjah Islamic Bank Logo
年度租赁费用: AED 2,000.00
保证金: AED 3,000.00
可用性: Sharjah Main, Muwailah, King Faisal branches
访问频率: Branch hours only, access with bank staff
锁定机制: Dual key system (customer + bank master key)

特殊功能:

Secure vault storage, dual key system

Sharjah Islamic Bank Logo
年度租赁费用: AED 2,500.00
保证金: AED 3,000.00
可用性: Sharjah Main, Muwailah, King Faisal branches
访问频率: Branch hours only, access with bank staff
锁定机制: Dual key system (customer + bank master key)

特殊功能:

Secure vault storage, dual key system

Sharjah Islamic Bank Logo
年度租赁费用: AED 3,000.00
保证金: AED 3,000.00
可用性: Sharjah Main, Muwailah, King Faisal branches
访问频率: Branch hours only, access with bank staff
锁定机制: Dual key system (customer + bank master key)

特殊功能:

Secure vault storage, dual key system

Sharjah Islamic Bank Logo
年度租赁费用: AED 4,000.00
保证金: AED 3,000.00
可用性: Sharjah Main, Muwailah, King Faisal branches
访问频率: Branch hours only, access with bank staff
锁定机制: Dual key system (customer + bank master key)

特殊功能:

Secure vault storage, dual key system

企业

企业活期账户

Sharjah Islamic Bank Logo
Min. Avg. Balance: AED 10,000.00
Monthly Fee: None
Sharjah Islamic Bank Logo
Min. Avg. Balance: AED 25,000.00
Monthly Fee: None
Sharjah Islamic Bank Logo
Min. Avg. Balance: AED 50,000.00
Monthly Fee: None

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