伊斯兰金融
最低工资 AED 10,000
最低年龄 21 年
最高年龄 60 年
适用于阿联酋国民
适用于外籍人士
适用于有薪人员
适用于自雇人士
要求工资转账
就业条件 Confirmed employment with at least 6 months of service; minimum monthly salary AED 10,000; no salary transfer required.
最低贷款金额 AED 0.00
最高贷款金额 AED 150,000.00
最低贷款期限 12 个月
最高贷款期限 48 个月
固定利率: 3.00% - Approximate flat rate derived by dividing the reducing rate by ~1.832. Actual flat rate varies.
递减利率: 5.50% - Rates typically range from 5.50% to 18% per annum, based on applicant profile.
处理费: 0.50% - 0.5% of the loan amount (min AED 525, max AED 787.50).
提前结清费: 1.00% - 1% of remaining balance, capped at AED 10,500.
逾期付款费: 200.00% - AED 200 charged for each late installment payment.
保险费: 0.82% - Starting from 0.82% of the total loan amount. Multiple options available.

所需文件

Valid Emirates ID, valid passport/visa, 6-month bank statements, proof of employment.

促销活动

Instant loan approval using the CBD mobile app.

特点:

Up to AED 150,000 without salary transfer; quick processing; minimal paperwork.

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