Sustainable Personal Finance Journey
| 伊斯兰金融 | 是 |
| 最低工资 | AED 3,000 |
| 最低年龄 | 21 年 |
| 最高年龄 | 65 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | Marketed as an eco-friendly / socially responsible personal finance route; still requires standard DIB salary transfer and credit checks. |
| 最低贷款金额 | AED 10,000.00 |
| 最高贷款金额 | AED 2,000,000.00 |
| 最低贷款期限 | 12 个月 |
| 最高贷款期限 | 48 个月 |
| 固定利率： | 不适用 |
| 递减利率： | 7.00% - Likely begins around 7% (reducing), subject to personal profile. The bank emphasizes value-added community benefits. |
| 处理费： | 1.05% - 1.05% of financed amount (min AED 520). |
| 提前结清费： | 1.00% - 1% of outstanding balance, subject to caps and policies. |
| 逾期付款费： | 175.00% - Late payment triggers an AED 175 charitable donation, consistent with Sharia guidelines. |
| 保险费： | 不适用 - Takaful coverage typically offered; terms vary depending on final approval. |
所需文件
Same baseline docs: Emirates ID, passport, salary certificate, bank statements, etc.
额外福利
Potential philanthropic tie-ins or sustainability-themed extras, depending on DIB’s current campaigns.
特点：
Highlights DIB’s approach to responsible banking. Sharia-compliant structure plus a social or environmental emphasis.
一般说明
Primarily a branding and benefits variation on standard personal finance, with a focus on supporting sustainability or community programs.
