Salary Advance Facility

伊斯兰金融 | 是 |
最低工资 | AED 5,000 |
最低年龄 | 21 年 |
最高年龄 | 65 年 |
适用于阿联酋国民 | 是 |
适用于外籍人士 | 是 |
适用于有薪人员 | 是 |
适用于自雇人士 | 否 |
要求工资转账 | 是 |
就业条件 | Applicant must be in good standing with regular salary credits to Ajman Bank |
最低贷款金额 | AED 1,000.00 |
最高贷款金额 | AED 30,000.00 |
最低贷款期限 | 1 个月 |
最高贷款期限 | 3 个月 |
固定利率: | 不适用 |
递减利率: | 4.50% - Short-term profit rate for bridging cash flow needs |
处理费: | 0.50% - Minimal fee for quick disbursement |
提前结清费: | 1.00% - Applies if settling before next salary credit cycle |
逾期付款费: | 0.00% - Missed payment triggers donation process, not a penalty |
保险费: | 不适用 - Optional Takaful coverage for short-term finance |
所需文件
Emirates ID, salary slips, internal account details with Ajman Bank
促销活动
Occasional zero-fee promotions for existing payroll customers
额外福利
Instant access to funds in emergency situations
特点:
Automated deduction from next credited salary
一般说明
Ideal for bridging short-term expenses; final approval based on bank policy