Personal Loan – Fixed & Variable
| 伊斯兰金融 | 否 |
| 最低工资 | AED 不适用 |
| 最低年龄 | 不适用 年 |
| 最高年龄 | 不适用 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 否 |
| 就业条件 | Subject to credit assessment and affordability. |
| 最低贷款金额 | AED 不适用 |
| 最高贷款金额 | AED 4,000,000.00 |
| 最低贷款期限 | 12 个月 |
| 最高贷款期限 | 48 个月 |
| 固定利率： | 5.99% - Fully fixed rate option starting from 4.99% up to 19.99% on a reducing balance basis. Representative rate: 5.99%, APR 6.48%. |
| 递减利率： | 5.50% - Introductory fixed rate of 5.50% for the first 6 months, then variable linked to EIBOR. Representative APR: 5.95%. |
| 处理费： | 1.05% - Processing fee is 1.05% of the loan amount (min AED 525 and max AED 2625) inclusive of VAT. |
| 提前结清费： | 1.05% - Early settlement fee is 1.05% of the outstanding balance. |
| 逾期付款费： | 不适用 |
| 保险费： | 不适用 |
所需文件
Emirates ID, salary certificate, bank statements, residence visa, credit report.
促销活动
Terms subject to credit assessment.
额外福利
Flexible interest rate options and repayment terms.
特点：
Choice of fixed or variable interest rate; competitive processing fees.
一般说明
Max loan amount: AED 4,000,000 for UAE Nationals and AED 3,000,000 for Expats. Offer subject to eligibility, credit assessment, and terms and conditions.
