Service Ijarah
| 伊斯兰金融 | 是 |
| 最低工资 | AED 5,000 |
| 最低年龄 | 21 年 |
| 最高年龄 | 60 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | Applicants must provide proof of income along with a contract or agreement with the service provider (e.g., for education, medical treatment, travel, or rental services). |
| 最低贷款金额 | AED 5,000.00 |
| 最高贷款金额 | AED 300,000.00 |
| 最低贷款期限 | 6 个月 |
| 最高贷款期限 | 48 个月 |
| 固定利率： | 3.00% - Fixed profit rate applicable for service financing. |
| 递减利率： | 5.50% - Reducing profit rate for deferred service payments. |
| 处理费： | 1.00% - 1% standard processing fee. |
| 提前结清费： | 1.00% - 1% fee on outstanding principal for early settlement. |
| 逾期付款费： | 1.00% - 1% fee on late installment payments. |
| 保险费： | 0.63% - Estimated Takaful fee of 0.63% on the finance amount. |
所需文件
Emirates ID, passport copy, salary certificate, service provider contract, and cost breakdown.
促销活动
Flexible repayment options and potential fee reductions based on service type.
额外福利
Tailored financing for service-related expenses with competitive terms.
特点：
Structured as Service Ijarah to finance services under Islamic principles.
一般说明
Approval subject to verification of service provider details and customer’s income stability.
