Debt Consolidation Loan for UAE Nationals
| 伊斯兰金融 | 否 |
| 最低工资 | AED 不适用 |
| 最低年龄 | 不适用 年 |
| 最高年龄 | 不适用 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 否 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | Salaried UAE Nationals with steady income and salary transfer to a Mashreq account. |
| 最低贷款金额 | AED 100,000.00 |
| 最高贷款金额 | AED 1,000,000.00 |
| 最低贷款期限 | 12 个月 |
| 最高贷款期限 | 48 个月 |
| 固定利率： | 7.49% - Reducing rate for Emiratis ranges from 5.99% to 12.99%; representative rate: 7.49%. |
| 递减利率： | 7.49% - Fixed for the loan tenure based on a reducing balance calculation. |
| 处理费： | 1.05% - Processing fee of 1.05% of the loan amount (inclusive of VAT). |
| 提前结清费： | 1.05% - Early settlement fee of 1.05% on the outstanding balance. |
| 逾期付款费： | 不适用 |
| 保险费： | 不适用 |
所需文件
Emirates ID, salary certificate, bank statements, and a salary transfer letter.
额外福利
Combine multiple debts into one manageable loan and save on interest repayments.
特点：
Fixed reducing balance interest rate for the life of the loan; clear, transparent terms.
一般说明
Offer subject to credit assessment and Mashreq’s terms and conditions.
