Goods Murabaha Finance
| 伊斯兰金融 | 是 |
| 最低工资 | AED 5,000 |
| 最低年龄 | 21 年 |
| 最高年龄 | 65 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | Stable employment with monthly salary transfer to Ajman Bank |
| 最低贷款金额 | AED 5,000.00 |
| 最高贷款金额 | AED 300,000.00 |
| 最低贷款期限 | 6 个月 |
| 最高贷款期限 | 48 个月 |
| 固定利率： | 不适用 |
| 递减利率： | 4.00% - Profit rate determined by purchase cost and customer profile |
| 处理费： | 1.00% - One-time fee capped at a certain limit |
| 提前结清费： | 1.00% - Based on remaining Murabaha balance |
| 逾期付款费： | 0.00% - Donation to charity if an installment is missed |
| 保险费： | 不适用 - Takaful coverage as per bank’s requirement |
所需文件
Emirates ID, valid passport/visa, salary certificate, invoice or goods quotation
促销活动
Seasonal offers with reduced fees or profit rates
额外福利
Potential bundle with credit card or loyalty program
特点：
Transparent cost plus profit model under Murabaha contract
一般说明
Sharia-compliant finance subject to final bank approval
