Liabilities Settlement Finance
| 伊斯兰金融 | 是 |
| 最低工资 | AED 5,000 |
| 最低年龄 | 21 年 |
| 最高年龄 | 65 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | Stable employment with salary transferred to Al Hilal Bank and existing liabilities to be consolidated |
| 最低贷款金额 | AED 5,000.00 |
| 最高贷款金额 | AED 2,000,000.00 |
| 最低贷款期限 | 6 个月 |
| 最高贷款期限 | 48 个月 |
| 固定利率： | 不适用 |
| 递减利率： | 3.99% - Consolidate debts under a Sharia-compliant contract, profit rate subject to eligibility |
| 处理费： | 1.00% - One-time fee on settled amount, with maximum cap |
| 提前结清费： | 1.00% - A percentage of remaining amount if closed early |
| 逾期付款费： | 0.00% - Handled as charitable donation in line with Sharia principles |
| 保险费： | 不适用 - May require Takaful coverage for financed amount |
所需文件
Emirates ID, valid passport/visa, salary certificate, liability statements from other banks
促销活动
Potential profit rate discounts for timely payers
额外福利
Streamlined management of all debts under one facility
特点：
Ease of consolidating multiple liabilities at once
一般说明
Subject to final credit checks and bank approval
