Personal Loan - Expat Offer
| 伊斯兰金融 | 否 |
| 最低工资 | AED 不适用 |
| 最低年龄 | 21 年 |
| 最高年龄 | 不适用 年 |
| 适用于阿联酋国民 | 否 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | Minimum length of service may apply. |
| 最低贷款金额 | AED 20,000.00 |
| 最高贷款金额 | AED 1,000,000.00 |
| 最低贷款期限 | 12 个月 |
| 最高贷款期限 | 48 个月 |
| 固定利率： | 不适用 - Fixed interest rate locked for entire duration. |
| 递减利率： | 不适用 |
| 处理费： | 1.00% - 1% of loan amount, minimum AED 500, maximum AED 2500. Differential pricing may apply based on segment status. |
| 提前结清费： | 1.00% - 1% of outstanding loan amount, maximum AED 10,000. |
| 逾期付款费： | 200.00% - AED 200 for late payment. |
| 保险费： | 不适用 - Life insurance is mandatory. Calculated as 0.01902% x loan tenure in months x loan amount. |
所需文件
Emirates ID, salary certificate, and bank statements.
额外福利
Flexible repayment terms.
特点：
Fixed interest rate; salary transfer required; no collateral; option to consolidate existing loan.
一般说明
Offer subject to credit approval and terms in the offer letter. Cooling-off period of 5 working days applies.
