Bank of Sharjah

Sharjah

https://www.bankofsharjah.com

Bank Logo

About Bank of Sharjah

Bank of Sharjah is a prominent financial institution in the United Arab Emirates (UAE), established in 1973 as the first commercial bank in Sharjah and the fifth in the UAE. Its 'BBB+' Long-Term Issuer Default Rating (IDR) is indicative of potential support from the UAE authorities. The bank operates through eight branches located in the Emirates of Sharjah, Dubai, Abu Dhabi, and the City of Al Ain. It is listed on the Abu Dhabi Securities Exchange under the ticker BOS.

Services and Operations

Bank of Sharjah offers a wide range of tailor-made products and services to high net worth individuals, particularly in the spheres of private banking and wealth management. The bank also dedicates itself to making life easier for customers through initiatives and digital services, such as Aani, a digital payment platform. Bank of Sharjah is committed to providing high-quality customer service, with branches and ATMs strategically located for customer convenience. The head office is located on Al Khan Street, with other branches situated in key areas like Dubai Garhoud Street.

Global Presence

While Bank of Sharjah's operations are primarily centered in the UAE, its influence extends globally through its services for international clients. The bank's high net worth individual services cater to clients from various parts of the world, and its digital payment platform, Aani, allows for seamless global transactions. Furthermore, through its potential support from UAE authorities and its strong reputation, Bank of Sharjah maintains a strong presence in the global banking industry.

Branches

Bank of Sharjah Bank of Sharjah | بنك الشارقة

Bank of Sharjah | بنك الشارقة

Al Sufouh - Dubai Media City - Dubai

Bank of Sharjah Bank of Sharjah | بنك الشارقة

Bank of Sharjah | بنك الشارقة

Al Garhoud Street - Dubai

Bank of Sharjah Bank of Sharjah

Bank of Sharjah

Bank Of Sharjah Building, Mina St.,Tourist Club Area - Abu Dhabi

Personal

Credit Cards

Bank of Sharjah Logo
APR: 15.00%
Annual Fee: AED250.00
Interest-Free Period: - days
Cash Advance Fee: 4.50% (min 20.00 AED)

Benefits:

Global Cardholder Assistance Services (GCAS), Lost & stolen card reporting, Emergency card replacement, Medical & legal referral, YOUR Privilege Loyalty Points, Merchant discount offers, Exclusive merchant offers.

Bank of Sharjah Logo
APR: 15.00%
Annual Fee: AED450.00
Interest-Free Period: - days
Cash Advance Fee: 4.50% (min 20.00 AED)

Benefits:

Global Cardholder Assistance Services (GCAS), Lost & stolen card reporting, Emergency card replacement, Medical & legal referral, YOUR Privilege Loyalty Points, Merchant discount offers, Exclusive merchant offers.

Deposits

Bank of Sharjah Logo
Minimum Deposit: AED 200,000.00
Tenure: 30 - 365 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: Minus 2% of the published rate for the completed tenure. No interest if tenure is 2% or less.
Islamic Deposit: No

Features:

Requires an active Current, Savings, or Notice Account with the Bank. Deposits can be renewed along with interest (Principal or Principal + Interest). Longer periods may be available upon agreement.

Car Loans

Bank of Sharjah Logo
Interest Rate: 10.00% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Loan available for brand-new cars only. Loan repaid through fixed Equated Monthly Instalments (EMI). Vehicles remain mortgaged until loan repayment is completed.

Safe Deposit Lockers

Bank of Sharjah Logo
Annual Rental Fee: AED 1,000.00
Security Deposit: AED 3,000.00
Availability: Contact bank for available branches
Access Frequency: Branch hours only
Locking Mechanism: Dual key system (customer key + bank master key)

Special Features:

Dual key system, secure vault storage

Bank of Sharjah Logo
Annual Rental Fee: AED 1,500.00
Security Deposit: AED 3,000.00
Availability: Contact bank for available branches
Access Frequency: Branch hours only
Locking Mechanism: Dual key system (customer key + bank master key)

Special Features:

Dual key system, secure vault storage

Savings Accounts

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Interest Rate Not Applicable
Minimum Balance: AED 3,000.00
Account Type Standard
Open Online: No

Business

SWIFT Codes

Bank of Sharjah
SHARAEAS

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