Discover a world of personal loan options in the UAE designed to meet your unique financial needs. From competitive interest rates and flexible repayment plans to exclusive benefits, our platform brings you a curated selection of loan offers that empower you to consolidate debt, manage emergencies, or finance major projects. Take control of your financial future with personalized solutions that fit your lifestyle.

UAE Personal Loans – Flexible Financing Tailored for You

Arab Bank Logo
Flat Interest Rate: 5.00%
Reducing Rate: 5.00%
Max Loan Amount: AED 2,000,000.00
Loan Tenure: 48 months
Min Salary: AED 3,000
Processing Fee: 1.00%

Features:

Equal monthly repayments over up to 48 months with interest calculated on a reducing balance basis.

Arab Bank Logo
Flat Interest Rate: 5.00%
Reducing Rate: 5.00%
Max Loan Amount: AED 500,000.00
Loan Tenure: 48 months
Min Salary: AED 3,000
Processing Fee: 1.00%

Features:

Offers quick access to funds with repayments over 6 to 48 months; interest calculated on a reducing balance basis.

Abu Dhabi Commercial Bank Logo
Flat Interest Rate: 3.99%
Reducing Rate: N/A
Max Loan Amount: AED 3,000,000.00
Loan Tenure: 48 months
Min Salary: AED 5,000
Processing Fee: 1.05%

Features:

No interest on unpaid interest balances (principal-only interest)

Abu Dhabi Commercial Bank Logo
Flat Interest Rate: 3.99%
Reducing Rate: N/A
Max Loan Amount: AED 1,000,000.00
Loan Tenure: 48 months
Min Salary: AED 5,000
Processing Fee: 1.05%

Features:

Loan amount up to 20 times salary, repayment period up to 4 years

Ajman Bank Logo
Flat Interest Rate: N/A
Reducing Rate: 3.75%
Max Loan Amount: AED 200,000.00
Loan Tenure: 48 months
Min Salary: AED 5,000
Processing Fee: 1.00%

Features:

Funds disbursed directly or via authorized travel partner arrangements

Ajman Bank Logo
Flat Interest Rate: N/A
Reducing Rate: 3.75%
Max Loan Amount: AED 500,000.00
Loan Tenure: 48 months
Min Salary: AED 5,000
Processing Fee: 1.00%

Features:

Financing disbursed to educational institution or student as needed

Ajman Bank Logo
Flat Interest Rate: N/A
Reducing Rate: 4.00%
Max Loan Amount: AED 300,000.00
Loan Tenure: 48 months
Min Salary: AED 5,000
Processing Fee: 1.00%

Features:

Transparent cost plus profit model under Murabaha contract

Ajman Bank Logo
Flat Interest Rate: N/A
Reducing Rate: 3.99%
Max Loan Amount: AED 1,000,000.00
Loan Tenure: 48 months
Min Salary: AED 5,000
Processing Fee: 1.00%

Features:

Easy top-up options after timely repayments

Ajman Bank Logo
Flat Interest Rate: N/A
Reducing Rate: 4.50%
Max Loan Amount: AED 30,000.00
Loan Tenure: 3 months
Min Salary: AED 5,000
Processing Fee: 0.50%

Features:

Automated deduction from next credited salary

Al Hilal Bank Logo
Flat Interest Rate: N/A
Reducing Rate: 3.99%
Max Loan Amount: AED 2,000,000.00
Loan Tenure: 48 months
Min Salary: AED 5,000
Processing Fee: 1.00%

Features:

Ease of consolidating multiple liabilities at once