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Visa Flexi
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noon One
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SIB Car Finance
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Islamic Investment Deposit (Mudaraba)
Wakala Investment Deposit
Upfront Profit Wakala Deposit
Term Investment Deposit
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Time Deposit
Step-Up Time Deposit
Step-Up Elite Deposit
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Premium Saver Deposit
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Fixed Deposit
FlexiDeposit
RegulaReturns Fixed Deposit
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Multi Finance Solutions
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Top-Up Loan
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NEO Credit Instant Loan
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Higher Corporation for Specialized Economic Zones (ZonesCorp)
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twofour54 (Abu Dhabi Media Zone)
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Dubai Flower Centre (DFC)
Dubai Gold and Diamond Park
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Dubai International Financial Centre (DIFC)
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Dubai Media City (DMC)
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National Industries Park (NIP)
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Dubai Humanitarian
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International Free Zone Authority (IFZA)
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Business Current Accounts
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Business Prestige
Business Platinum
Basic Account
Business Advantage
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Call Account
Business Current Account
HBL Current Account
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NEOBiz Trader Pro
NEOBiz Lite
NEOBiz Prime
Business First
Business Premium
Business Platinum
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NBF Business Value Account - Essential
NBF Business Plus Account
NBF Business Priority Account
NBF Business Lite Account
NBF Business Etisalat Value Account
NBF Business Elite Account
NBF Business Current Account
NBQ SME Current Account
NBQ Transaction Banking Current Account
Business Elite Account
RAKstarter Account
Business Current Account
Ruya Business Current Account
SIB Business Plus
SIB Business Premium
SIB Business Platinum
Wio Business Essential
Wio Business Grow
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Glossary
Current Account / Checking Account
Savings Account
Term Deposit / Fixed Deposit
Certificate of Deposit (CD)
Call Account
Demand Deposit
Recurring Deposit
Joint Account
Multi-currency Account
Offshore Account
Escrow Account
Custodial Account
Trust Account
Dormant Account
Minimum Balance
Average Balance
Overdraft
Account Statement
Cheque (Check)
Post-dated Cheque
Bounced Cheque
Stop Payment
IBAN (International Bank Account Number)
SWIFT Code / BIC
Routing Number / Sort Code
Interest Rate
Principal (Deposit)
Maturity Date
Tenor
Nominee
Safe Deposit Box / Locker
Standing Instruction
Personal Loan
Auto Loan / Car Loan
Mortgage / Home Loan
Bridge Loan
Credit Card
Charge Card
Student/Education Loan
Payday Loan
Microfinance / Microcredit
SME Loan / Business Loan
Working Capital Loan
Term Loan
Revolving Credit / Line of Credit
Credit Limit
Collateral
Secured vs. Unsecured Loan
Co-signer / Guarantor
Down Payment
Equated Monthly Installment (EMI)
Amortization
Grace Period
Balloon Payment
Prepayment & Prepayment Penalty
Refinancing
Debt Consolidation
Default (Loan Default)
Non-Performing Loan (NPL)
Foreclosure
Repossession
Loan-to-Value (LTV) Ratio
Debt Burden Ratio (DBR)
Debt-to-Income (DTI) Ratio
Credit Score
Credit Report
Credit Bureau
Interest-Only Loan
Flat Interest Rate
Reducing Balance Rate
Annual Percentage Rate (APR)
Annual Percentage Yield (APY)
Finance Charge
Late Fee
Credit Utilization
Installment
Principal (Loan)
Interest (Loan Context)
Bank Guarantee
Letter of Credit (L/C)
Underwriting (Loan)
Covenant (Loan Covenant)
Cross-Default Clause
Syndicated Loan
Tranche
Drawdown
Bullet Payment
Payment Holiday / Moratorium
Risk-Based Pricing
Interest Rate Cap
Debt Restructuring
Debit Card
Prepaid Card
ATM (Automated Teller Machine)
PIN (Personal Identification Number)
Point of Sale (POS)
Payment Gateway
Merchant Account
Acquiring Bank
Issuing Bank
Chargeback
Contactless Payment
NFC (Near Field Communication)
Digital Wallet
SWIFT (Network)
Wire Transfer
ACH (Automated Clearing House)
Direct Debit
Standing Order
RTGS (Real Time Gross Settlement)
EFT (Electronic Funds Transfer)
BACS
CHAPS
SEPA (Single Euro Payments Area)
Remittance
3D Secure
OTP (One-Time Password)
CVV (Card Verification Value)
EMV Chip
Magnetic Stripe
Clearing & Settlement
Interchange Fee
Merchant Discount Rate (MDR)
Payment Processor
UAESWITCH
PCI DSS (Payment Card Industry Data Security Standard)
Faster Payments
Mobile Money
MICR (Magnetic Ink Character Recognition)
E-Check (Electronic Check)
Remittance Advice
SWIFT gpi
SME (Small and Medium Enterprise)
Corporate/Commercial Banking
Treasury Management / Cash Management
Trade Finance
Documentary Credit
Sight LC vs. Usance LC
Standby Letter of Credit (SBLC)
Performance Bond / Bid Bond
Shipping Guarantee
Trust Receipt
Invoice Financing / Factoring
Forfaiting
Export Credit / Import Finance
Bills of Exchange
Bill of Lading (B/L)
Incoterms
Correspondent Bank
Nostro & Vostro Accounts
CapEx (Capital Expenditure)
Working Capital
Project Finance
Offshore Banking
Free Zone Company Account
Risk-Weighted Assets (RWA)
Provisioning (Loan Loss Provisions)
Financial Statements
Liquidity
Solvency
Leverage
Merger & Acquisition (M&A)
Private Placement
Angel Investor
Advising Bank / Confirming Bank
Applicant & Beneficiary (LC)
UCP 600
Export Credit Agency (ECA)
EXIM Bank
Commercial Paper
Working Capital Cycle
Liquidity Ratio (Current Ratio/Quick Ratio)
Letter of Comfort
Credit Facility
Head Office Account
Intercompany Loan
Cash Flow Projection
Feasibility Study
Creditworthiness
Credit Rating (Sovereign/Corporate)
Investment Banking
Wealth Management
Asset Management
Portfolio Management
Brokerage
Security (Financial)
Stock / Share
Bond
Equity
Fixed Income
Commodity
Mutual Fund
Exchange-Traded Fund (ETF)
Hedge Fund
Private Equity
Venture Capital
Initial Public Offering (IPO)
Stock Exchange
Nasdaq Dubai
Market Capitalization
Dividend
Yield (Investment)
Capital Gain
Blue Chip Stocks
Bull Market vs. Bear Market
Index Fund
P/E Ratio (Price-to-Earnings)
Margin Trading
Short Selling
Derivatives
Option
Future (Futures Contract)
Swap
Forward Contract
Hedge (Hedging)
Diversification
Asset Allocation
Risk Tolerance
Alpha
Beta
Sharpe Ratio
Custodian
Fiduciary
Trustee
Robo-advisor
Family Office
T-Bill (Treasury Bill)
Government Bond
Corporate Bond
Coupon (Bond)
Yield Curve
Credit Default Swap (CDS)
Interest Rate Swap
Commodity Futures
Market Order / Limit Order / Stop Order
Bid-Ask Spread
Central Securities Depository (CSD)
Clearing House
Nominee Account
ESG Investing
SRI (Socially Responsible Investing)
Dollar-Cost Averaging
Value Investing
Growth Investing
Forex (Foreign Exchange)
Offshore Investment
Tax Haven
Central Bank of the UAE (CBUAE)
Basel III
Capital Adequacy Ratio (CAR)
Tier 1 Capital
Anti-Money Laundering (AML)
Combating Financing of Terrorism (CFT)
Know Your Customer (KYC)
Customer Due Diligence (CDD)
Enhanced Due Diligence (EDD)
Financial Action Task Force (FATF)
Office of Foreign Assets Control (OFAC)
Sanctions / Embargo
Suspicious Transaction Report (STR)
Currency Transaction Report (CTR)
Data Privacy / GDPR
Consumer Protection
Deposit Insurance
Reserve Requirement
Lender of Last Resort
Inflation / Deflation
Monetary Policy
Fiscal Policy
Repo Rate
EIBOR (Emirates Interbank Offered Rate)
LIBOR (London Interbank Offered Rate)
SOFR (Secured Overnight Financing Rate)
UAELDR (UAE Base Lending Rate)
Overnight Index Swap (OIS)
Open Market Operations
Credit Rating (Agencies)
Securities and Commodities Authority (SCA)
Dubai Financial Services Authority (DFSA)
Abu Dhabi Global Market (ADGM)
Financial Services Regulatory Authority (FSRA)
Dubai International Financial Centre (DIFC)
Free Zone
Economic Substance Regulations (ESR)
Common Reporting Standard (CRS)
FATCA (Foreign Account Tax Compliance Act)
Wages Protection System (WPS)
Emirates ID
ICCS (Image Cheque Clearing System)
Hawala
Financial Inclusion
Green Finance
Islamic Finance Regulation
Shariah Board
Auditing
IFRS (International Financial Reporting Standards)
Digitization
Open Banking
Regulatory Sandbox
Fraud Detection
Cybersecurity
International Monetary Fund (IMF)
World Bank
Gulf Cooperation Council (GCC)
Organization for Economic Co-operation and Development (OECD)
Bank Secrecy Act (BSA)
Usury
Consumer Credit Act
Financial Ombudsman
Compliance Officer
Risk Management
Credit Risk / Market Risk / Operational Risk / Liquidity Risk
Stress Test
Systemically Important Financial Institution (SIFI)
Too Big To Fail
Moral Hazard
Bailout / Bail-in
CAMELS Rating
Net Interest Margin (NIM)
Non-Performing Asset (NPA)
Provision Coverage Ratio
Financial Stability
Shadow Banking
UBO (Ultimate Beneficial Owner)
Audit Trail
Whistleblowing
Basel I / Basel II
Financial Free Zone
Statutory Reserve
Prudential Regulation
Fintech (Financial Technology)
Digital Banking
Neobank / Challenger Bank
Open Banking API
Blockchain
Cryptocurrency
Bitcoin / Ethereum
Stablecoin
CBDC (Central Bank Digital Currency)
Peer-to-Peer (P2P) Lending
Crowdfunding
InsurTech
RegTech
Artificial Intelligence / Machine Learning
Big Data
Biometrics
Two-Factor Authentication (2FA)
Mobile Wallet
QR Code Payments
Virtual Card
Tokenization (Payments)
Cloud Banking
Digital Signature
eKYC (Electronic Know Your Customer)
Super App
Embedded Finance
Buy Now, Pay Later (BNPL)
Micropayments
Gamification (in finance)
Personal Finance Management (PFM)
DeFi (Decentralized Finance)
ICO (Initial Coin Offering)
STO (Security Token Offering)
Smart Contract
Distributed Ledger Technology (DLT)
Data Analytics / Predictive Analytics
Deep Learning
Chatbot
PropTech / WealthTech / PayTech
SupTech (Supervisory Tech)
Digital Onboarding
Virtual Bank
Digital Identity
Financial Inclusion (Fintech Context)
Altcoin
Mining (Cryptocurrency)
Proof of Work / Proof of Stake
Gas Fee
Wallet (Crypto Wallet) & Address
Islamic Banking
Shariah
Halal / Haram
Riba (Usury)
Gharar (Uncertainty)
Maysir (Gambling)
Mudarabah (Profit-Sharing)
Musharakah (Joint Venture/Partnership)
Ijara (Leasing)
Wakala (Agency)
Murabaha
Salam
Istisna (Manufacturing Finance)
Sukuk (Islamic Bond)
Takaful (Islamic Insurance)
Qard Hasan (Benevolent Loan)
Zakat
Awqaf (Waqf)
Shariah Supervisory Board
Fatwa (in finance)
Profit Rate (Islamic Banking)
Purification (of income)
Tawarruq
Hibah (Gift)
Tabarru (Donation)
Arbun (Earnest Money)
Bay al-Inah
Hawala (Islamic context)
Halal Investment Funds
Islamic Window
AAOIFI
Commodity Murabaha
Istithmar
Sukuk al-Ijara / Sukuk al-Murabaha / Sukuk al-Mudarabah
Musawamah
Bay al-Salam
Musharakah Mutanaqisah (Diminishing Musharakah)
Maqasid al-Shariah
Shariah Compliance
Islamic Index
Ethical Investing (Islamic perspective)
Savings Accounts
Savings Account
Active Saver Account
Super Saver Account
Millionaire Destiny Savings Account
Goal Savings Account
Emirati Millionaire Savings Account
Emirati Youth Millionaire Savings Account
Youth Millionaire Destiny Savings Account
Call Account
ADIB Savings Account
Ghina Savings Account
Ghina Salary Account
Banoon Children’s Savings Account
Student Savings Account
Ajman Bank Savings Account
Ajman Bank Millionaire Account
2 in 1 Account
#YOUNG Account
Basic Savings Account
Youth Savings Account
Seghaar (Children’s) Savings Account
AMCB Current Account
AMCB Savings Account
Arab Bank Saving Account
Savings Account (SB101)
Saving Bank Zero Balance WPS (SB103)
Baroda Happiness Twin Savings (SB110)
NRE Savings Account (SB102)
Bank of Sharjah Savings Account
CBD Savings Account
CBD GreenGrowth Account (previously eSaver)
CBI Saver Account
CBI Traditional Savings Account
CBI eSaver Account
CBI Mabrook Savings Account
Citibank Savings Account
CitiBest Account
Al Islami 2-in-1 Account
Johara Savings Account
Shaatir Savings Account
Al Islami Savings Account
Al Islami E-Savings Account
Kunooz Savings Account
Investment Savings Account
Super Savings Skywards Account
e-Savings Account
Child Savings Account
Standard Savings Account
Tiered Savings Account
Manchester United Savings Account
EarlySaver Account
Currency Passport Savings Account
Smart S@ver Account
Plus Saver Account
Family Savings Account
Mudaraba Savings Account
Personal Savings Account
Elite Savings Account
Personal Call Account
iSave Account
HBL Saving Account (UAE)
Standard Savings Account
E-Saver Account
Dream Saver Account
Easy Saver Account
Daily Bonus Account
Money Multiplier Account
Mashreq noon VIP Savings Account
NEO Plus Savings Account
NEO Savings Account
Basic Savings Account (Mashreq Al Islami)
Super Saver Account
Saada Salary Account
Pearl Savings Account
NBF Savings Account
NBF Max Saver Account
NBK Savings Account
NBK Call Account
NBK Super Account
NBQ Savings Account
Al Kanz Deposit
Alwan Children’s Saving Scheme
Savings Account
RAKbooster Savings Account
Gold Account
Ruya Savings Account
Ruya Kids Savings Account
Standard Chartered Savings Account
Saadiq Savings Account
Xtra Saver Account
Saadiq XtraSaver
Wealth$aver Account
Savings Account
Hassalati Account
Watani Account
UBL Saving Account
Saving Spaces (Plus Plan)