Dubai Islamic Bank

Dubai

https://www.dib.ae

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Dubai Islamic Bank Personal Deposit Accounts

Secure and grow your savings with Dubai Islamic Bank's Personal Deposit Accounts. Enjoy competitive interest rates, flexible terms, and the peace of mind that comes with our reliable banking services.

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Minimum Deposit: AED 25,000.00
Tenure: 180 - 365 days
Interest Rate: Varies
Payment Frequency: Upfront (15 days after booking)
Early Withdrawal Penalty: Profit entitlement reduced based on duration held before maturity.
Islamic Deposit: Yes

Features:

Sharia-compliant Wakala investment; funds must remain for full tenor to earn expected profit.

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Minimum Deposit: AED 25,000.00
Tenure: 30 - 720 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: Lower profit applies if withdrawn before maturity.
Islamic Deposit: Yes

Features:

Available in AED and USD; flexible tenors from 1 to 24 months.

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Minimum Deposit: AED 5,000.00
Tenure: 30 - 365 days
Interest Rate: Varies
Payment Frequency: Quarterly
Early Withdrawal Penalty: Profit payout based on tenure completed; no profit if withdrawn within 30 days.
Islamic Deposit: Yes

Features:

Depositors share profits based on weightages; auto-renewal available.

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Minimum Deposit: AED 25,000.00
Tenure: 1080 - 1800 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: Profit entitlement reduced if withdrawn before full tenure.
Islamic Deposit: Yes

Features:

Tenors of 36 and 60 months; intended for long-term Islamic investment.

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Minimum Deposit: AED 10,000.00
Tenure: 540 - 540 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: Premature liquidation fee applies; lower profit payout.
Islamic Deposit: Yes

Features:

Profit rates escalate over time; higher returns towards end of tenor.

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Minimum Deposit: AED 1,000.00
Tenure: 365 - 1800 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: Lower profit payout if withdrawn before full tenor.
Islamic Deposit: Yes

Features:

Monthly savings starting at AED 1,000; tenors from 1 to 5 years.

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Minimum Deposit: AED 25,000.00
Tenure: 90 - 1800 days
Interest Rate: Varies
Payment Frequency: Monthly
Early Withdrawal Penalty: Lower profit payout if withdrawn before full tenor.
Islamic Deposit: Yes

Features:

Profit paid monthly, available tenors from 3 months to 5 years.

deposits from other banks: