Ruya Community Islamic Bank
Ajman
https://www.ruya.ae
Ruya Community Islamic Bank Personal Deposit Accounts
Secure and grow your savings with Ruya Community Islamic Bank's Personal Deposit Accounts. Enjoy competitive interest rates, flexible terms, and the peace of mind that comes with our reliable banking services.
Minimum Deposit:
AED 5,000.00
Tenure:
30 - 2190 days
Interest Rate:
4%
Payment Frequency:
On Maturity
Early Withdrawal Penalty:
If withdrawn before 30 days, no profit is paid. If withdrawn after 30 days, profit is recalculated at a lower rate minus 1% adjustment.
Islamic Deposit:
Yes
Features:
Sharia-compliant deposit based on Wakala contract. Deposits are invested in Sharia-compliant activities with profit sharing.
Minimum Deposit:
AED 5,000.00
Tenure:
30 - 365 days
Interest Rate:
4%
Payment Frequency:
Quarterly, Paid After Maturity
Early Withdrawal Penalty:
If withdrawn before full tenure, profit is recalculated using the nearest completed tenure rate minus 1%.
Islamic Deposit:
Yes
Features:
Profit is distributed according to Ruya’s Mudarabah profit-sharing policy. Auto-renewal is available unless instructed otherwise.
