| Bank | Ruya Community Islamic Bank |
| Minimum Average Balance | AED 0.00 - No minimum balance requirement |
| Monthly Fee | AED 79.00 - AED 79 monthly plan fee |
| Fall Below Fee | No fee for falling below balance as there is no minimum requirement |
| Minimum Opening Balance | No specific mention of minimum opening balance |
| Returned Cheque Fee | AED 105.00 - AED 105 per returned cheque |
| Local Transfer Fee | Branch: AED 26.25 / Online: AED 0.53 - AED 26.25 for teller transfers, AED 0.525 online (SHA); free for BEN |
| International Transfer Fee | Not explicitly mentioned |
| Cheque Book Details | First cheque book free, AED 26.25 for 25-leaf, AED 52.50 for 50-leaf |
| Account Closure Fee | AED 105.00 - AED 105 if closed within 6 months |
| Additional Info | Digital-first Islamic banking with free internal transfers and multi-user access |
| Is Islamic | Yes |
