| Joining Fee | 0.00 |
| Renewal Fee | 1048.95 |
| Annual Fee | 1048.95 |
| APR | 46.20% |
| Cash Advance Fee | 3.00% (min 105.00) |
| Foreign Transaction Fee | 2.99% |
| Late Payment Fee | 241.50 |
| Over Limit Fee | 288.75 |
| Balance Transfer Fee | 1.80% |
| Credit Shield Fee | 1.00% |
Benefits
Premium travel benefits, high Smiles rewards earning, and exclusive lifestyle perks.
