Compare mortgage options from top banks in the UAE and find the best rates for your property financing needs.

Find the Best Mortgage Deals in the UAE

National Bank of Fujairah Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): 65.00%
Processing Fee: 1% of loan amount (no maximum cap).

Features:

Designed for second homes or rental investment properties.

National Bank of Kuwait Logo
Interest Rate: EIBOR-based
APR: N/A
Max Loan Amount: AED 10,000,000.00
Loan Tenure: 240 months
Loan-to-Value (LTV): 65.00%
Processing Fee: 1.05% of loan amount (min AED 5,000).

Features:

Only available for properties with title deeds or final payments to developers. Debt burden ration: 50% DBR cap.

National Bank of Kuwait Logo
Interest Rate: EIBOR-based
APR: N/A
Max Loan Amount: AED 10,000,000.00
Loan Tenure: 240 months
Loan-to-Value (LTV): 60.00%
Processing Fee: 1.05% of loan amount (min AED 5,000).

Features:

Eligible for select international properties where NBK operates. Debt burden ration: 50% DBR cap.

National Bank of Umm Al-Qaiwain Logo
Interest Rate: 3.95%
APR: 3.96%
Max Loan Amount: AED 8,000,000.00
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1.05% of loan amount (non-refundable).

Features:

Mortgage covers ready property purchases and renovations.

National Bank of Ras Al-Khaimah PJSC (RAKBANK) Logo
Interest Rate: 4.50%
APR: N/A
Max Loan Amount: AED 13,000,000.00
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1.05% of loan amount.

Features:

Applicable for single or joint property ownership.

National Bank of Ras Al-Khaimah PJSC (RAKBANK) Logo
Interest Rate: 4.99%
APR: N/A
Max Loan Amount: AED 13,000,000.00
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1.05% of loan amount.

Features:

Linked account balances offset interest payments, potentially reducing loan costs significantly.

Standard Chartered Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Max Loan Amount: AED 18,000,000.00
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1.05% of loan amount (max AED 10,500).

Features:

Flexible home loan for UAE residents.

Standard Chartered Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Max Loan Amount: AED 18,000,000.00
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1.05% of finance amount (max AED 10,500).

Features:

Shariah-compliant financing based on Ijarah contract.

Standard Chartered Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Max Loan Amount: AED 18,000,000.00
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1.05% of loan amount (max AED 10,500).

Features:

Flexible repayment options with rate adjustments.

Sharjah Islamic Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1.00% of loan amount.

Features:

Only available for properties approved by the bank.