Compare mortgage options from top banks in the UAE and find the best rates for your property financing needs.

Find the Best Mortgage Deals in the UAE

Habib Bank A.G Zurich Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 240 months
Loan-to-Value (LTV): 80.00%
Processing Fee: 1% of finance amount (non-refundable).

Features:

Shariah-compliant financing under Ijarah Muntahiya Bittamlik structure.

Habib Bank A.G Zurich Logo
Interest Rate: EIBOR-based
APR: N/A
Max Loan Amount: AED 35,000,000.00
Loan Tenure: 240 months
Loan-to-Value (LTV): 75.00%
Processing Fee: 1% of finance amount.

Features:

Designed for income-generating properties with rental income as primary repayment source. Debt burden: 50% rental income coverage.

HSBC Bank Middle East Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1% of loan amount.

Features:

Fixed rates available for up to 5 years.

HSBC Bank Middle East Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1% of loan amount.

Features:

Interest rate adjusted quarterly.

HSBC Bank Middle East Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1% of loan amount.

Features:

Special rates for eco-certified homes.

HSBC Bank Middle East Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 240 months
Loan-to-Value (LTV): 75.00%
Processing Fee: 1% of loan amount.

Features:

Strict eligibility criteria apply.

Mashreq Logo
Interest Rate: 2.99%
APR: 6.60%
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1.05% of loan amount (min AED 5,250).

Features:

Includes free property insurance for the first year.

Mashreq Logo
Interest Rate: 3.49%
APR: N/A
Loan Tenure: 240 months
Loan-to-Value (LTV): 60.00%
Processing Fee: 1.05% of loan amount (min AED 5,250).

Features:

Designed for international investors buying in Dubai or Abu Dhabi.

Mashreq Logo
Interest Rate: 2.99%
APR: 6.00%
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1.05% of loan amount.

Features:

Specially designed for eco-friendly and energy-efficient homes.

National Bank of Fujairah Logo
Interest Rate: EIBOR-based
APR: N/A
Max Loan Amount: AED 20,000,000.00
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1% of loan amount (no maximum cap).

Features:

Available for freehold and leasehold properties.