| UAE Nationals Eligible | Yes |
| Expatriates Eligible | Yes |
| Non-Residents Eligible | No |
| Minimum Age | 18 Years |
| Flat Interest Rate | 1.50% - Tiered monthly interest (AED: 1.50% up to AED 2M; 1.65% for next 3M; 1.75% above 5M. USD: 1.00%, 1.15%, 1.25%). If more than one withdrawal/month, interest drops to 0.25% (AED) or 0.15% (USD). |
| Interest Payment Frequency | Monthly |
| Islamic Banking | No |
| Minimum Balance Requirement | AED 0.00 |
| Below Minimum Fee | AED 0.00 |
| Early Closure Fee | AED 100.00 |
| Supported Currencies | AED, USD |
| Prize Draw | No |
| Cashback Rewards | No |
| Lounge Access | No |
| Requires Regular Deposits | No |
| Regular Deposits Details | Must hold an existing NBF current or savings account. More than one monthly withdrawal reduces interest rate drastically. |
| Joint Account Allowed | Yes |
| Minor Allowed | Yes |
| savings_accounts.can_open_online | No |
| Mobile Banking | Yes |
| Debit Card | Yes |
| Cheque Book | No |
| 24/7 Support | Yes |
| Sustainability Incentives | No |
| Goal-Based Savings | No |
