| UAE Nationals Eligible | Yes |
| Expatriates Eligible | Yes |
| Non-Residents Eligible | Yes |
| Minimum Age | 21 Years |
| Flat Interest Rate | - Tiered interest (AED: 0.25% for 25k–1M, 0.50% for 1M–10M, 0.75% for 10M–25M; USD: 0.15% for 50k–1.5M, 0.25% for 1.5M–6.5M). 0.5% bonus interest every 3 months if no debit transactions, plus another 0.5% ‘bumper bonus’ every 12 months if no debit transactions. Interest credited monthly. |
| Interest Payment Frequency | Monthly |
| Islamic Banking | No |
| Minimum Balance Requirement | AED 3,000.00 |
| Below Minimum Fee | AED 25.00 |
| Early Closure Fee | AED 100.00 |
| Supported Currencies | AED, USD |
| Negative Balance Interest | 0.00% |
| Prize Draw | No |
| Cashback Rewards | No |
| Lounge Access | No |
| Max Balance for Interest | AED 25,000,000.00 |
| Requires Regular Deposits | No |
| Joint Account Allowed | Yes |
| Minor Allowed | No |
| savings_accounts.can_open_online | Yes |
| Mobile Banking | Yes |
| Debit Card | No |
| Cheque Book | No |
| 24/7 Support | Yes |
| Sustainability Incentives | No |
| Goal-Based Savings | No |
