| UAE Nationals Eligible | Yes |
| Expatriates Eligible | Yes |
| Non-Residents Eligible | No |
| Minimum Age | 21 Years |
| Flat Interest Rate | 3.00% - 3% p.a. for a term of 5–20 years. Minimum AED 200 per month in contributions. Principal + accrued interest credited at maturity. Early termination can incur partial reduction. |
| Interest Payment Frequency | At maturity |
| Islamic Banking | No |
| Minimum Balance Requirement | AED 0.00 |
| Below Minimum Fee | AED 0.00 |
| Early Closure Fee | AED 0.00 |
| Supported Currencies | AED |
| Negative Balance Interest | 0.00% |
| Prize Draw | No |
| Cashback Rewards | No |
| Lounge Access | No |
| Requires Regular Deposits | Yes |
| Regular Deposits Details | AED 200 monthly required. Bank may terminate if no deposits for 3 consecutive months. |
| Joint Account Allowed | No |
| Minor Allowed | No |
| savings_accounts.can_open_online | No |
| Mobile Banking | No |
| Debit Card | No |
| Cheque Book | No |
| 24/7 Support | Yes |
| Sustainability Incentives | No |
| Goal-Based Savings | No |
