First Abu Dhabi Bank

Abu Dhabi

Bank Logo

First Abu Dhabi Bank Overview

First Abu Dhabi Bank (FAB) is the largest bank in the United Arab Emirates (UAE) and one of the world's largest and safest financial institutions. It was formed following a merger between First Gulf Bank (FGB) and National Bank of Abu Dhabi (NBAD). As a flagship financial institution in the Emirates, FAB is recognized as one of the 50 safest banks globally and the safest bank in the Middle East.

Services and Operations

FAB offers a wide range of personal and private banking services. These services range from credit cards to Islamic banking, investment, loans, and mortgages within the UAE. Moreover, FAB has customized banking services tailored to cater to corporate, investment, and personal needs. The bank has played a pivotal role in shaping the region's banking industry, powering the UAE's economic growth, and transforming the region into a financial hub.

Global Presence and Impact

The influence of First Abu Dhabi Bank reaches beyond the UAE borders. FAB was affirmed by Fitch as 'AA-' with a stable outlook. By the end of the first half of 2024, FAB had established itself as the largest UAE bank, controlling 25%-30% of sector loans, assets, and deposits. This statistic underscores the bank's significant role and influence in the UAE's banking sector and its global presence.

Customer Support and Digital Channels

First Abu Dhabi Bank is committed to providing help and support to its customers through its digital channels. The bank has set up a call center for handling any queries, with the number being 600625500. This provision ensures that customers can easily access the services and assistance they need, thereby enhancing customer experience and satisfaction.

Branches

First Abu Dhabi Bank (FAB) | Sheikh Zayed Road Branch, Dubai

46H6+98V - Al Quoz - Al Quoz Industrial Area 3 - Dubai

First Abu Dhabi Bank (FAB) | Mall of The Emirates Branch, Dubai

Mall of The Emirates - E11 Sheikh Zayed Rd - Dubai

First Abu Dhabi Bank (FAB) | Deira City Centre Branch, Dubai

Deira City Centre Mall - Dubai

First Abu Dhabi Bank (FAB) | Bur Dubai Branch, Dubai

Al Rostamani Building - Abdulla - Khalid Bin Al Waleed Rd - Bur Dubai - Dubai

First Abu Dhabi Bank (FAB) | Rolex Tower Branch, Dubai

117 Sheikh Zayed Rd - Trade Centre - DIFC - Dubai

First Abu Dhabi Bank (FAB) | Elite Centre - Dubai Hills Mall Digital Branch, Dubai

462R+P4W - Dubai

First Abu Dhabi Bank (FAB) | Nakheel Mall Branch, Dubai

Nakheel Mall - Dubai

First Abu Dhabi Bank (FAB) | Jebel Ali Branch, Dubai

Near Gate 5, Adjacent to Dubai Chamber Office, jafza - Dubai

First Abu Dhabi Bank (FAB) | Dubai Mall Branch, Dubai

Unit LG - 136 - Financial Ctr St - Downtown Dubai - Dubai

First Abu Dhabi Bank (FAB) | Dubai Healthcare City Branch, Dubai

Opp Wafi Center, Building 47 Dubai Healthcare City - Office #303 - Dubai

First Abu Dhabi Bank (FAB) | Sharjah Main Branch, Sharjah

Buheira Building - Ground floor, Al Reem Plaza - Corniche St - Sharjah

FAB - Musaffah Branch

9GHF+MF - 77 Al Hidab 1 St - Musaffah - Musaffah Industrial - Abu Dhabi

First Abu Dhabi Bank (FAB) | Jumeirah Plaza Digital branch, Dubai

Ground Floor in Jumeirah Plaza - Jumeirah Area 1 - Dubai

First Abu Dhabi Bank (FAB) | Al Shahama Branch, Abu Dhabi

Dubai Highway, near to ADNOC Service Station and Alajbaan School, New - 70 Al Sadirat St - Al Shahamah - Abu Dhabi

First Abu Dhabi Bank (FAB) | Mushrif Mall Branch, Abu Dhabi

Mushrif Mall - Abu Dhabi

First Abu Dhabi Bank (FAB) | Sahara Center Branch, Sharjah

Sahara Centre Overpass - Al Nahda - Al Nahda 1 - Sharjah

First Abu Dhabi Bank (FAB) | Mirdiff City Centre Branch, Dubai

MIrdif City Centre, South Walk Entrance - إ11 - Dubai

First Abu Dhabi Bank (FAB) | FAB Islamic Branch, Dubai

Deira - Al Buteen - Dubai

First Abu Dhabi Bank (FAB) | Al Bateen Branch, Abu Dhabi

Street No. 9, Next to Bateen Bus Teminal,Mezzanine Floor - Abu Dhabi

First Abu Dhabi Bank (FAB) | Umm Al Quwain Branch, Umm Al Quwain

Al Raas - Al Medan - Emirate of Umm Al Quwain

First Abu Dhabi Bank (FAB) | City Centre Al Zahia Digital Branch, Sharjah

City Centre - Muwaileh Commercial - Al Zahia - Sharjah

First Abu Dhabi Bank

City Centre Metro Bus Stop 1-3 - Port Saeed - Dubai

First Abu Dhabi Bank (FAB) | Elite Centre - Avenue Mall Digital Branch, Dubai

48VW+MM5 - Nad Al Sheba - Nad Al Sheba 2 - Dubai

First Abu Dhabi Bank (FAB) | Emirates Palace Branch, Abu Dhabi

Corniche Road, Opposite Etihad Towers, Emirates Palace - Abu Dhabi

First Abu Dhabi Bank (FAB) | FAB Islamic Avenue Mall Branch, Dubai

48VW+MRH Avenue Mall - Nad Al Sheba - Nad Al Sheba 2 - Dubai

First Abu Dhabi Bank (FAB)

8FQ7+M98 - Musaffah - MW5 - Abu Dhabi

First Abu Dhabi Bank (FAB) | Between the Two Bridges Branch, Abu Dhabi

Between Two Bridges - opposite ADNOC petrol Station - Rabdan - Sas Al Nakhl - Abu Dhabi

First Abu Dhabi bank ATM

564W+JWJ - Al Quoz - Al Quoz 4 - Dubai

First Abu Dhabi Bank (FAB) | Al Maqam - Digital Branch, Al Ain, Abu Dhabi

'Asharij - Bida Bin Ammar - Abu Dhabi

First Abu Dhabi Bank (FAB) | Abu Dhabi Mall Branch, Abu Dhabi

F9WM+844 - Al Zahiyah - E16 01 - Abu Dhabi

FAB - Ajman Branch

Al Ittihad St - Al Jerf 2 - Ajman

First Abu Dhabi Bank (FAB) | ADNOC Cash Office Branch, Abu Dhabi

4VCH+QF5 - Mzeerʻah - Mahdar Al Lhyali - Abu Dhabi

ADCB - Mall of the Emirates Branch

Ground level Entrance no 1 - Sheikh Zayed Rd - near ADCB Branch - Al Barsha - Al Barsha 1 - Dubai

First Abu Dhabi Bank (FAB) | Corniche Branch, Abu Dhabi

Bel Ghailam Tower - Plot # c24 Corniche Rd - Al Bateen - W10 - Abu Dhabi

First Abu Dhabi Bank (FAB) | Ras Al Khaimah Main Branch, Ras Al Khaimah

QWQX+RPJ - Al Khor Rd - Dafan Al Khor - Ras Al Khaimah

First Abu Dhabi Bank (FAB) | Salam Branch, Abu Dhabi

F9RH+J69 - Al Zahiyah - E16 01 - Abu Dhabi

First Abu Dhabi Bank FAB

CFH7+7WF - Street - 1 - Al Muntazah - Zone 1 - Abu Dhabi

First Abu Dhabi Bank (FAB) | Al Ain Civic Centre Branch, Al Ain

Area Al Ain City - Al Jimi - Civic Center - Abu Dhabi

First Abu Dhabi Bank

F97P+2Q5 - Al Muroor Road - Eastern Rd - Abu Dhabi

Personal

Credit Cards

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED2,500.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Earn Etihad Guest miles on every purchase and enjoy luxury travel benefits.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED1,500.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Get rewarded with Etihad Guest miles and access to airport lounges worldwide.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED500.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Enjoy bonus Etihad Guest miles and discounts on flight upgrades.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED1,500.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Exclusive shopping rewards and lifestyle discounts with SHARE points.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED1,000.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Earn SHARE points on every spend and enjoy premium shopping perks.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED0.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Enjoy everyday savings with SHARE points and special merchant discounts.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED0.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Luxury lifestyle and travel benefits with special offers from Al-Futtaim brands.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED0.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Enjoy exclusive Al-Futtaim brand discounts and rewards on every purchase.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED0.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Earn rewards and enjoy savings on purchases at Al-Futtaim retail stores.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED0.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Earn cashback and exclusive discounts on du telecom services and bill payments.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED0.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Get special discounts on du services and telecom bill payments.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED0.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

VIP Manchester City experiences, match tickets, and exclusive club benefits.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED0.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Special discounts on Manchester City merchandise and event access.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED399.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Exclusive tuition fee discounts and rewards for school-related expenses.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED2,000.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Luxury travel perks, complimentary airport lounge access, and travel insurance.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED1,500.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Earn travel rewards and enjoy seamless travel experiences worldwide.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED1,000.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Exclusive travel discounts and benefits for frequent flyers.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED600.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Premium rewards and luxury lifestyle benefits for salary transfer customers.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED400.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Earn FAB Rewards points and enjoy exclusive offers with salary transfer.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED300.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Earn FAB Rewards on every spend with special travel and shopping discounts.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED200.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Cashback and rewards tailored for salary transfer customers.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED800.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Luxury rewards and premium experiences without salary transfer requirement.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED600.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Earn points on everyday spending and redeem for travel and lifestyle rewards.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED400.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Exclusive merchant offers and cashback rewards on every purchase.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED300.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Enjoy savings and benefits without salary transfer obligations.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED300.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Earn cashback on every purchase with no complicated reward structures.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED0.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Indulge in premium dining, travel, and shopping benefits.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED1,200.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Access elite financial services and premium lifestyle rewards.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED300.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Lower interest rates tailored for UAE Nationals with exclusive banking benefits.

First Abu Dhabi Bank Logo
APR: 47.88%
Annual Fee: AED300.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 157.50 AED)

Benefits:

Lower interest rates and financial flexibility for expatriates in the UAE.

Mortgages

First Abu Dhabi Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Max Loan Amount: AED 20,000,000.00
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1.05% of loan amount (min AED 5,250).

Features:

Standard home mortgage for UAE residents.

First Abu Dhabi Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Max Loan Amount: AED 10,000,000.00
Loan Tenure: 240 months
Loan-to-Value (LTV): 75.00%
Processing Fee: 1.05% of loan amount (min AED 5,250).

Features:

Tailored for non-UAE residents investing in UAE real estate.

First Abu Dhabi Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1.05% of loan amount.

Features:

Available only for properties that meet Estidama, WELL, or GSAS sustainability ratings.

Car Loans

First Abu Dhabi Bank Logo
Interest Rate: 4.09% reducing
Maximum Loan Amount: AED 1,500,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Loan amounts up to AED 1.5M or 80% of vehicle value, up to 90 days grace period before first payment, comprehensive insurance required, vehicle is mortgaged to the bank.

First Abu Dhabi Bank Logo
Interest Rate: 6.43% reducing
Maximum Loan Amount: AED 1,500,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Loan amounts up to AED 1.5M or 80% of vehicle value, up to 90 days grace period before first payment, comprehensive insurance required, vehicle is mortgaged to the bank.

Safe Deposit Lockers

First Abu Dhabi Bank Logo
Annual Rental Fee: AED 787.50
Security Deposit: AED 3,000.00
Availability: Available at multiple branches: Sh. Zayed Road, Mirdiff, Jumeirah (Dubai); Sharjah Main; RAK; Fujairah; multiple Abu Dhabi branches
Access Frequency: During branch business hours, only in the presence of an authorized bank representative
Locking Mechanism: Dual key system (customer key + bank master key)

Special Features:

Fire-resistant lockers, dual lock system (customer + bank master key)

First Abu Dhabi Bank Logo
Annual Rental Fee: AED 1,050.00
Security Deposit: AED 3,000.00
Availability: Available at multiple branches: Sh. Zayed Road, Mirdiff, Jumeirah (Dubai); Sharjah Main; RAK; Fujairah; multiple Abu Dhabi branches
Access Frequency: During branch business hours, only in the presence of an authorized bank representative
Locking Mechanism: Dual key system (customer key + bank master key)

Special Features:

Fire-resistant lockers, dual lock system (customer + bank master key)

First Abu Dhabi Bank Logo
Annual Rental Fee: AED 1,575.00
Security Deposit: AED 3,000.00
Availability: Available at multiple branches: Sh. Zayed Road, Mirdiff, Jumeirah (Dubai); Sharjah Main; RAK; Fujairah; multiple Abu Dhabi branches
Access Frequency: During branch business hours, only in the presence of an authorized bank representative
Locking Mechanism: Dual key system (customer key + bank master key)

Special Features:

Fire-resistant lockers, dual lock system (customer + bank master key)

First Abu Dhabi Bank Logo
Annual Rental Fee: AED 2,100.00
Security Deposit: AED 3,000.00
Availability: Available at multiple branches: Sh. Zayed Road, Mirdiff, Jumeirah (Dubai); Sharjah Main; RAK; Fujairah; multiple Abu Dhabi branches
Access Frequency: During branch business hours, only in the presence of an authorized bank representative
Locking Mechanism: Dual key system (customer key + bank master key)

Special Features:

Fire-resistant lockers, dual lock system (customer + bank master key)

Business

Business Current Accounts

First Abu Dhabi Bank Logo
Min. Avg. Balance: AED 10,000.00
Monthly Fee: AED 250.00
First Abu Dhabi Bank Logo
Min. Avg. Balance: AED 250,000.00
Monthly Fee: AED 0.00
First Abu Dhabi Bank Logo
Min. Avg. Balance: AED 500,000.00
Monthly Fee: AED 0.00
First Abu Dhabi Bank Logo
Min. Avg. Balance: AED 10,000.00
Monthly Fee: AED 0.00
First Abu Dhabi Bank Logo
Min. Avg. Balance: AED 10,000.00
Monthly Fee: AED 0.00

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