Additional Personal Finance/Top-up
| 伊斯兰金融 | 是 |
| 最低工资 | AED 5,000 |
| 最低年龄 | 21 年 |
| 最高年龄 | 60 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | Salaried individuals with existing finance products and confirmed employment. |
| 最低贷款金额 | AED 5,000.00 |
| 最高贷款金额 | AED 200,000.00 |
| 最低贷款期限 | 6 个月 |
| 最高贷款期限 | 36 个月 |
| 固定利率： | 3.00% - Competitive flat profit rate tailored for top-up transactions. |
| 递减利率： | 5.50% - Reducing profit rate reflecting additional liquidity costs. |
| 处理费： | 1.00% - Standard 1% fee applicable on additional finance amounts. |
| 提前结清费： | 1.00% - 1% fee on outstanding principal, subject to cap. |
| 逾期付款费： | 1.00% - 1% of installment amount for delayed payments. |
| 保险费： | 0.63% - Takaful fee approximated at 0.63% on the financed amount. |
所需文件
Standard documents plus proof of existing finance with the bank.
促销活动
Fee discounts may be offered on top-up applications.
额外福利
Enables consolidation of existing liabilities with favorable terms.
特点：
Provides additional liquidity while leveraging current finance relationships.
一般说明
Approval depends on the customer’s existing liability profile and credit assessment.
