New Personal Finance
| 伊斯兰金融 | 是 |
| 最低工资 | AED 5,000 |
| 最低年龄 | 21 年 |
| 最高年龄 | 60 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | Salaried individuals with a minimum monthly salary of AED 5,000 and a valid employment contract. |
| 最低贷款金额 | AED 10,000.00 |
| 最高贷款金额 | AED 500,000.00 |
| 最低贷款期限 | 12 个月 |
| 最高贷款期限 | 48 个月 |
| 固定利率： | 2.89% - Fixed profit rate example of 2.89%. |
| 递减利率： | 5.33% - Reducing profit rate example of 5.33%. |
| 处理费： | 1.00% - 1% administrative/documentation fee (min AED 500, max AED 2,500). |
| 提前结清费： | 1.00% - 1% fee on the outstanding principal, capped at AED 10,000. |
| 逾期付款费： | 1.00% - 1% of the installment amount per month for late payments. |
| 保险费： | 0.63% - Approximate Takaful fee of 0.63% on the finance amount. |
所需文件
Emirates ID, passport copy, salary certificate, bank statements, employment contract.
促销活动
May include fee waivers or cashback offers subject to bank approval.
额外福利
Quick approval, flexible repayment options, and no collateral requirement.
特点：
Islamic financing based on Murabaha/Ijarah structure with transparent fee details.
一般说明
Offer subject to credit approval, UAE Central Bank regulations, and a cooling-off period of 5 business days.
