Standard Chartered Bank

关于阿联酋的渣打银行

渣打银行在阿联酋是全球银行业的重要组成部分，服务于本地和国际银行需求。银行成立于1958年，65多年来一直是阿联酋银行业的核心部分。作为安全的数字银行，它提供广泛的服务，包括个人银行、优质银行、私人银行和商业银行。

服务和运营

渣打银行提供全面的金融服务。这些服务包括储蓄账户、贷款、借记卡和信用卡、投资以及网上银行服务。银行非常注重创新和客户便利性，其SC Mobile移动银行应用程序中包括面部识别和聊天机器人等功能。该应用程序允许客户随时随地进行银行交易。

银行在阿联酋的扩展

作为其增长战略的一部分，渣打银行宣布计划在阿联酋将其前线私人银行团队扩大20%。这一举措表明银行致力于通过私人银行、优先银行和个人银行全面服务富裕客户。

全球业务

渣打银行不仅在阿联酋是一个关键角色，还拥有强大的全球业务。总部位于伦敦，银行在超过70个国家拥有超过1,200个分行和网点，员工约为87,000人。尽管在阿联酋及其他国家拥有强大的业务，银行仍在继续扩大和适应客户的需求。

分行

信用卡

Journey

Standard Chartered Bank

年利率 (APR): 44.28%

年费: AED1,575.00

免息期: - 天

预支现金手续费: 3.15% (最小 105.00 AED)

优惠和福利:

Spend AED 150,000 in the first 12 months to waive the annual fee.

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Simply Cash

Standard Chartered Bank

年利率 (APR): 44.28%

年费: AED525.00

免息期: - 天

预支现金手续费: 3.15% (最小 105.00 AED)

优惠和福利:

Annual fee waived if retail spend exceeds AED 9,000 in 12 months.

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Manhattan Rewards+

Standard Chartered Bank

年利率 (APR): 44.28%

年费: AED525.00

免息期: - 天

预支现金手续费: 3.15% (最小 105.00 AED)

优惠和福利:

Rewards on retail spending.

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X

Standard Chartered Bank

年利率 (APR): 44.28%

年费: AED525.00

免息期: - 天

预支现金手续费: 3.15% (最小 105.00 AED)

优惠和福利:

Premium lifestyle benefits.

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Smart Saadiq

Standard Chartered Bank

年利率 (APR): 45.00%

年费: AED315.00

免息期: - 天

预支现金手续费: 0.00% (最小 0.00 AED)

优惠和福利:

Murabaha-based Sharia-compliant credit card.

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抵押贷款

Home Loan (Conventional)

Standard Chartered Bank

Interest Rate: EIBOR-based

APR: N/A

Max Loan Amount: AED 18,000,000.00

Loan Tenure: 300 months

Loan-to-Value (LTV): 85.00%

Processing Fee: 1.05% of loan amount (max AED 10,500).

Features:

Flexible home loan for UAE residents.

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Saadiq Home Finance (Islamic)

Standard Chartered Bank

Interest Rate: EIBOR-based

APR: N/A

Max Loan Amount: AED 18,000,000.00

Loan Tenure: 300 months

Loan-to-Value (LTV): 85.00%

Processing Fee: 1.05% of finance amount (max AED 10,500).

Features:

Shariah-compliant financing based on Ijarah contract.

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Home Suite Mortgage

Standard Chartered Bank

Interest Rate: EIBOR-based

APR: N/A

Max Loan Amount: AED 18,000,000.00

Loan Tenure: 300 months

Loan-to-Value (LTV): 85.00%

Processing Fee: 1.05% of loan amount (max AED 10,500).

Features:

Flexible repayment options with rate adjustments.

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汽车贷款

SCB Auto Loan

Standard Chartered Bank

利率:

最高贷款金额:

贷款期限: 60 个月

贷款价值比 (LTV): %

特点:

Flexible repayment plans; Quick approval; Auto loan available for new and used vehicles.

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