CBD Personal Loan (Salary Transfer)
| 伊斯兰金融 | 否 |
| 最低工资 | AED 8,000 |
| 最低年龄 | 21 年 |
| 最高年龄 | 60 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | Confirmed employment with at least 6 months of service at a CBD-approved employer; monthly salary from AED 8,000 transferred to CBD. |
| 最低贷款金额 | AED 0.00 |
| 最高贷款金额 | AED 750,000.00 |
| 最低贷款期限 | 12 个月 |
| 最高贷款期限 | 48 个月 |
| 固定利率： | 3.00% - Approximate flat rate derived by dividing the reducing rate by ~1.832. Actual flat rate varies. |
| 递减利率： | 5.50% - Ranges from 5.50% up to 18% per annum, subject to salary and employer category. |
| 处理费： | 1.00% - 1% of the loan amount (min AED 525, max AED 2,625). |
| 提前结清费： | 1.00% - 1% of remaining balance, capped at AED 10,500. |
| 逾期付款费： | 200.00% - AED 200 charged for each late installment payment. |
| 保险费： | 0.82% - Starting from 0.82% of the total loan amount. Multiple coverage options available. |
所需文件
Valid Emirates ID, valid passport/visa, salary certificate or salary transfer letter, latest 6-month bank statements.
额外福利
Possible free credit card and other bundled offers upon eligibility.
特点：
Finance up to 15x salary for expats, 20x for UAE Nationals; flexible repayment terms up to 48 months.
