Instant Loan
| 伊斯兰金融 | 否 |
| 最低工资 | AED 3,000 |
| 最低年龄 | 21 年 |
| 最高年龄 | 60 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | Granted against a salary transfer letter; designed for quick approvals with minimal documentation. |
| 最低贷款金额 | AED 20,000.00 |
| 最高贷款金额 | AED 500,000.00 |
| 最低贷款期限 | 6 个月 |
| 最高贷款期限 | 48 个月 |
| 固定利率： | 5.00% - Fixed interest rate on a reducing balance basis; calculated daily on the outstanding balance. |
| 递减利率： | 5.00% - Interest remains fixed throughout the loan period on a reducing balance basis. |
| 处理费： | 1.00% - 1% processing fee (min AED 500, max AED 2500 inclusive of VAT). |
| 提前结清费： | 1.00% - Early settlement fee of 1% of the remaining balance, capped at AED 10,000 plus VAT. |
| 逾期付款费： | 200.00% - A fixed late payment fee of AED 200 per installment if payments are delayed. |
| 保险费： | 0.02% - Life Insurance Premium as per Arab Bank’s standard tariff, deducted upfront. |
所需文件
Salary transfer letter, Emirates ID, passport copy, salary certificate, and bank statements.
促销活动
Fast approval and quick disbursal with streamlined documentation.
额外福利
Designed for urgent financial needs with faster processing and disbursal.
特点：
Offers quick access to funds with repayments over 6 to 48 months; interest calculated on a reducing balance basis.
一般说明
Subject to Arab Bank’s standard credit conditions and applicable UAE regulations. Cooling‐off period of 5 business days applies.
