Debt Consolidation Loan for Expats
| 伊斯兰金融 | 否 |
| 最低工资 | AED 不适用 |
| 最低年龄 | 不适用 年 |
| 最高年龄 | 不适用 年 |
| 适用于阿联酋国民 | 否 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | Employed expats with a valid residence visa and mandatory salary transfer. |
| 最低贷款金额 | AED 100,000.00 |
| 最高贷款金额 | AED 800,000.00 |
| 最低贷款期限 | 12 个月 |
| 最高贷款期限 | 48 个月 |
| 固定利率： | 10.49% - Reducing rate for expats ranges from 5.99% to 31.99%; representative rate: 10.49%. |
| 递减利率： | 10.49% - Reducing balance rate based on credit profile. |
| 处理费： | 1.05% - Processing fee of 1.05% of the loan amount. |
| 提前结清费： | 1.05% - Early settlement fee of 1.05% on outstanding balance. |
| 逾期付款费： | 不适用 |
| 保险费： | 不适用 |
所需文件
Passport, residence visa, salary certificate, bank statements, and a salary transfer letter.
额外福利
Consolidate your debts into one single loan with potential savings on interest.
特点：
Flexible reducing balance interest rate; competitive processing fee; mandatory salary transfer.
一般说明
Offer subject to eligibility, credit assessment, and Mashreq’s standard terms and conditions.
