Salary Linked Personal Loan
| 伊斯兰金融 | 否 |
| 最低工资 | AED 10,000 |
| 最低年龄 | 不适用 年 |
| 最高年龄 | 不适用 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | Salaried employees with regular employment. |
| 最低贷款金额 | AED 10,000.00 |
| 最高贷款金额 | AED 500,000.00 |
| 最低贷款期限 | 12 个月 |
| 最高贷款期限 | 48 个月 |
| 固定利率： | 不适用 |
| 递减利率： | 8.00% - Fully fixed rate from 8.00% to 10.00% per annum on reducing balance. |
| 处理费： | 1.00% - 1.00% of loan amount, minimum AED 500 + VAT. |
| 提前结清费： | 1.00% - 1% of loan outstanding amount, minimum AED 250, max AED 10,000 + VAT. |
| 逾期付款费： | 2.00% - 2% of delayed amount, minimum AED 50, max AED 200 + VAT. |
| 保险费： | 不适用 |
所需文件
Emirates ID, salary certificate, bank statements, loan application form.
额外福利
Fixed EMI repayments using reducing balance method.
特点：
Quick processing, salary-linked repayment, reducing interest method.
一般说明
Any missed payments will be reported to Al Etihad Credit Bureau and may affect credit score.
