Travel Finance
| 伊斯兰金融 | 是 |
| 最低工资 | AED 5,000 |
| 最低年龄 | 21 年 |
| 最高年龄 | 65 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | Full-time employment with salary transfer to Al Hilal Bank |
| 最低贷款金额 | AED 5,000.00 |
| 最高贷款金额 | AED 100,000.00 |
| 最低贷款期限 | 6 个月 |
| 最高贷款期限 | 24 个月 |
| 固定利率： | 不适用 |
| 递减利率： | 4.25% - Profit rate tailored for short-term travel expenses |
| 处理费： | 1.00% - Applied on total travel cost financed |
| 提前结清费： | 1.00% - On outstanding principal if repaid before final installment |
| 逾期付款费： | 0.00% - Handled as charitable donation if payment is missed |
| 保险费： | 不适用 - Travel Takaful coverage may be included for certain packages |
所需文件
Emirates ID, travel itinerary/quotes, salary certificate
促销活动
Occasional tie-ups with travel agencies for discounted rates
额外福利
Flexible installments over shorter durations to match travel plans
特点：
Covers flight, hotel, and leisure expenses in a Sharia-compliant way
一般说明
Approval based on creditworthiness and bank’s internal policy
