Green Personal Loan
| 伊斯兰金融 | 否 |
| 最低工资 | AED 5,000 |
| 最低年龄 | 21 年 |
| 最高年龄 | 不适用 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 否 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | Must be residing in Ras Al Khaimah and submit an invoice/quotation from a contractor registered under Shams Dubai. |
| 最低贷款金额 | AED 20,000.00 |
| 最高贷款金额 | AED 500,000.00 |
| 最低贷款期限 | 12 个月 |
| 最高贷款期限 | 48 个月 |
| 固定利率： | 不适用 - Fixed interest rate option available; conventional and Islamic variants offered. |
| 递减利率： | 不适用 |
| 处理费： | 1.00% - 1% of loan amount (min AED 500, max AED 2500). |
| 提前结清费： | 1.00% - 1% of outstanding loan amount, maximum AED 10,000. |
| 逾期付款费： | 200.00% - AED 200 per late payment. |
| 保险费： | 不适用 - Life insurance fee calculated as 0.01902% x loan tenure (months) x loan amount. |
所需文件
Invoice/quotation from a contractor (as per Shams Dubai), Emirates ID, salary certificate, and bank statements.
促销活动
Special green loan benefits may apply.
额外福利
Support for environmentally friendly purchases such as solar panels and energy-efficient appliances.
特点：
Tailored for eco-friendly purchases; available in both conventional and Islamic variants.
一般说明
Subject to verification of contractor quotation and eligibility criteria. Processing time is 7 business days.
